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Get Cheap Car Insurance in West Baltimore, Baltimore, MD
We monitor insurance prices, helping the average driver in West Baltimore save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in West Baltimore
The chart below shows the cheapest car insurance company in West Baltimore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| West Baltimore Insurer | Monthly Cost |
|---|---|
| State Farm | $112 |
| Erie Insurance | $113 |
| Travelers | $129 |
| Safeco Insurance | $134 |
Savings for Every Kind of West Baltimore Driver
Based on our extensive insurance data, we know the average West Baltimore driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some West Baltimore residents are paying out over $2,409 extra every year for auto insurance in West Baltimore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Baltimore, Baltimore, MD Savings / Yr. |
|---|---|
$449 |
|
$421 |
|
$490 |
|
$791 |
|
$1,520 |
|
$272 |
|
$1,062 |
West Baltimore Car Insurance vs. Baltimore
People living in West Baltimore pay an average of 30.02% more than the typical driver in the state. The average driver in West Baltimore can expect to pay about $1,642 per year, or $2,409 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in West Baltimore for most people.
Car Insurance Prices by West Baltimore Neighborhood
Insurance Prices
Where is insurance cheapest within West Baltimore?
The map shows insurance prices in and around West Baltimore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $576 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,661 to a low of $2,085. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of West Baltimore.Pick the Best Car Insurance Company for You in West Baltimore
The best car insurance provider for most drivers in West Baltimore
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $449 over the average West Baltimore car insurance company.
The best car insurance provider for West Baltimore drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $421 over the competition.
The best car insurance company for West Baltimore drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $490 better than other car insurance companies.
The best auto insurance for West Baltimore drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $791 less each year.
The least expensive car insurance company for new and young drivers in West Baltimore
In West Baltimore, Erie Insurance costs young drivers $1,520 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Baltimore
State Farm gave the largest car insurance discounts to married couples, averaging $272 saved each year compared to an average West Baltimore couple's premiums.
The cheapest car insurance in West Baltimore for drivers with bad credit
The best West Baltimore car insurance company for customer service
Nationwide was the best company for customer service in West Baltimore according to the NAIC.
Recent price drops
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The cheapest large national provider in West Baltimore
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average West Baltimore driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Baltimore, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around West Baltimore
What Influences the Cost of Car Insurance in West Baltimore?
On average, car insurance in West Baltimore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in West Baltimore is 38 minutes, which is about the national average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Baltimore are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- West Baltimore is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Baltimore is $137 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sandtown-Winchester: Insurance costs 1.12% more
- Greater Rosemont: Insurance costs 0.17% less
- Washington Village: Insurance costs 0.12% less
- Reservoir Hill-Bolton Hill: Insurance costs 4.65% less
- Downtown: Insurance costs 12.66% less
- Mount Vernon: Insurance costs 6.97% less
- Mid-Town Belvedere: Insurance costs 11.04% less
- Mondawin-Walbrook: Insurance costs 4.36% more
- Federal Hill-Montgomery: Insurance costs 12.33% less
- Oldtown: Insurance costs 5.02% less
Neighborhoods with Similar Populations
- San Luis Rey: Insurance costs 16.36% less
- Grand Crossing: Insurance costs 15.65% less
- Highland Park: Insurance costs 1.12% more
- Historic Filipinotown: Insurance costs 6.27% more
- Hollis: Insurance costs 44.83% more
- Kalihi Valley: Insurance costs 39.64% less
- Lents: Insurance costs 21.38% less
- Linda Vista: Insurance costs 15.73% less
- Loop: Insurance costs 30.26% less
- Manoa: Insurance costs 41.34% less