Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grand Crossing, Chicago, IL
We monitor insurance prices, helping the average driver in Grand Crossing save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Grand Crossing
The chart below shows the cheapest car insurance company in Grand Crossing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Grand Crossing Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Country Financial | $74 |
| Metromile | $81 |
| American Family Insurance | $87 |
Savings for Every Kind of Grand Crossing Driver
Based on our extensive insurance data, we know the average Grand Crossing driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $475 per year by choosing the right vehicle insurance company. Some Grand Crossing residents are paying out over $2,032 extra every year for auto insurance in Grand Crossing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grand Crossing, Chicago, IL Savings / Yr. |
|---|---|
$475 |
|
$893 |
|
$714 |
|
$749 |
|
$1,846 |
|
$531 |
|
$682 |
Grand Crossing Car Insurance vs. Chicago
People living in Grand Crossing pay an average of 34.51% more than the typical driver in the state. The average driver in Grand Crossing can expect to pay about $1,207 per year, or $2,032 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Grand Crossing for most people.
Car Insurance Prices by Grand Crossing Neighborhood
Insurance Prices
Where is insurance cheapest within Grand Crossing?
The map shows insurance prices in and around Grand Crossing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $389 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,225 to a low of $1,836. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Grand Crossing.Pick the Best Car Insurance Company for You in Grand Crossing
The best car insurance provider for most drivers in Grand Crossing
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $475 over the average Grand Crossing car insurance company.
The best car insurance provider for Grand Crossing drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Grand Crossing drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $714 better than other car insurance companies.
The best auto insurance for Grand Crossing drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $749 less each year.
The least expensive car insurance company for new and young drivers in Grand Crossing
In Grand Crossing, State Farm costs young drivers $1,846 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grand Crossing
State Farm gave the largest car insurance discounts to married couples, averaging $531 saved each year compared to an average Grand Crossing couple's premiums.
The cheapest car insurance in Grand Crossing for drivers with bad credit
The best Grand Crossing car insurance company for customer service
Nationwide was the best company for customer service in Grand Crossing according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Grand Crossing, which was better than other insurers.
The cheapest large national provider in Grand Crossing
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Grand Crossing driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grand Crossing, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Grand Crossing
What Influences the Cost of Car Insurance in Grand Crossing?
On average, car insurance in Grand Crossing is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Grand Crossing is 49 minutes, which is far more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grand Crossing are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Grand Crossing is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Grand Crossing is $101 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Auburn Park: Insurance costs 1.82% more
- Becks Park: Insurance costs 1.23% more
- Avalon Highlands: Insurance costs 1.03% less
- Italian Bowery: Insurance costs 0.15% less
- Woodlawn: Insurance costs 0.79% less
- Essex: Insurance costs 1.03% more
- Englewood: Insurance costs 2.02% more
- Chatham: Insurance costs 0.10% more
- Washington Park: Insurance costs 2.46% more
- Chester Highlands: Insurance costs 0.20% less
Neighborhoods with Similar Populations
- Airport: Insurance costs 33.12% less
- South: Insurance costs 26.57% less
- Taylor Ranch: Insurance costs 16.44% less
- The Waterfront: Insurance costs 14.52% more
- Ukrainian Village: Insurance costs 12.80% less
- Upper Vailsburg: Insurance costs 21.26% more
- East Toledo: Insurance costs 39.52% less
- East Tampa: Insurance costs 56.64% more
- East Side: Insurance costs 3.00% less
- West Baltimore: Insurance costs 18.55% more