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Get Cheap Car Insurance in Washington Park, Chicago, IL
We monitor insurance prices, helping the average driver in Washington Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Washington Park
The chart below shows the cheapest car insurance company in Washington Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Washington Park Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Country Financial | $76 |
| Metromile | $83 |
| American Family Insurance | $89 |
Savings for Every Kind of Washington Park Driver
Based on our extensive insurance data, we know the average Washington Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $486 per year by choosing the right vehicle insurance company. Some Washington Park residents are paying out over $2,082 extra every year for auto insurance in Washington Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Washington Park, Chicago, IL Savings / Yr. |
|---|---|
$486 |
|
$915 |
|
$732 |
|
$767 |
|
$1,890 |
|
$544 |
|
$699 |
Washington Park Car Insurance vs. Chicago
People living in Washington Park pay an average of 37.78% more than the typical driver in the state. The average driver in Washington Park can expect to pay about $1,236 per year, or $2,082 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Washington Park for most people.
Car Insurance Prices by Washington Park Neighborhood
Insurance Prices
Where is insurance cheapest within Washington Park?
The map shows insurance prices in and around Washington Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $252 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,206 to a low of $1,954. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Washington Park.Pick the Best Car Insurance Company for You in Washington Park
The best car insurance provider for most drivers in Washington Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $486 over the average Washington Park car insurance company.
The best car insurance provider for Washington Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $915 over the competition.
The best car insurance company for Washington Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $732 better than other car insurance companies.
The best auto insurance for Washington Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $767 less each year.
The least expensive car insurance company for new and young drivers in Washington Park
In Washington Park, State Farm costs young drivers $1,890 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Washington Park
State Farm gave the largest car insurance discounts to married couples, averaging $544 saved each year compared to an average Washington Park couple's premiums.
The cheapest car insurance in Washington Park for drivers with bad credit
The best Washington Park car insurance company for customer service
Nationwide was the best company for customer service in Washington Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Washington Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Washington Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Washington Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Washington Park
What Influences the Cost of Car Insurance in Washington Park?
On average, car insurance in Washington Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Washington Park is 48 minutes, which is a little more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Washington Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Washington Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Washington Park is $103 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Woodlawn: Insurance costs 3.17% less
- Hyde Park: Insurance costs 13.16% less
- Englewood: Insurance costs 0.43% less
- Grand Boulevard: Insurance costs 4.03% less
- Becks Park: Insurance costs 1.20% less
- Kenwood: Insurance costs 5.57% less
- Grand Crossing: Insurance costs 2.40% less
- Canaryville: Insurance costs 15.42% less
- New City: Insurance costs 2.35% less
- Oakland: Insurance costs 2.79% less
Neighborhoods with Similar Populations
- Alamedan Valley: Insurance costs 20.89% less
- Allison Hill: Insurance costs 25.70% less
- Arlington: Insurance costs 10.42% more
- Artesia Pilar: Insurance costs 12.39% more
- Atlantic Beaches: Insurance costs 23.01% more
- Baldwin Park: Insurance costs 25.31% more
- Beechfielf-Irvington Area: Insurance costs 16.09% more
- Otay Mesa West: Insurance costs 1.39% less
- Pleasant Grove West: Insurance costs 42.03% less
- Pinehurst: Insurance costs 20.41% less