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Get Cheap Car Insurance in Atlantic Beaches, Atlantic Beach, FL
We monitor insurance prices, helping the average driver in Atlantic Beaches save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Atlantic Beaches
The chart below shows the cheapest car insurance company in Atlantic Beaches for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Atlantic Beaches Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $130 |
| Gainsco | $169 |
| Bristol West | $169 |
Savings for Every Kind of Atlantic Beaches Driver
Based on our extensive insurance data, we know the average Atlantic Beaches driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $749 per year by choosing the right vehicle insurance company. Some Atlantic Beaches residents are paying out over $2,561 extra every year for auto insurance in Atlantic Beaches. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Atlantic Beaches, Atlantic Beach, FL Savings / Yr. |
|---|---|
$749 |
|
$1,100 |
|
$846 |
|
$838 |
|
$2,661 |
|
$727 |
|
$1,059 |
Atlantic Beaches Car Insurance vs. Atlantic Beach
People living in Atlantic Beaches pay an average of 3.07% less than the typical driver in the state. The average driver in Atlantic Beaches can expect to pay about $2,338 per year, or $2,561 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Atlantic Beaches for most people.
Car Insurance Prices by Atlantic Beaches Neighborhood
Insurance Prices
Where is insurance cheapest within Atlantic Beaches?
The map shows insurance prices in and around Atlantic Beaches, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $179 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,641 to a low of $2,462. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Atlantic Beaches.Pick the Best Car Insurance Company for You in Atlantic Beaches
The best car insurance provider for most drivers in Atlantic Beaches
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $749 over the average Atlantic Beaches car insurance company.
The best car insurance provider for Atlantic Beaches drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,100 over the competition.
The best car insurance company for Atlantic Beaches drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.
The best auto insurance for Atlantic Beaches drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $838 less each year.
The least expensive car insurance company for new and young drivers in Atlantic Beaches
In Atlantic Beaches, Geico costs young drivers $2,661 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Atlantic Beaches
Geico gave the largest car insurance discounts to married couples, averaging $727 saved each year compared to an average Atlantic Beaches couple's premiums.
The cheapest car insurance in Atlantic Beaches for drivers with bad credit
The best Atlantic Beaches car insurance company for customer service
Allstate was the best company for customer service in Atlantic Beaches according to the NAIC.
Recent price drops
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The cheapest large national provider in Atlantic Beaches
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Atlantic Beaches driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Atlantic Beaches, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Atlantic Beaches
What Influences the Cost of Car Insurance in Atlantic Beaches?
On average, car insurance in Atlantic Beaches is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Atlantic Beaches is 30 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Atlantic Beaches are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Atlantic Beaches is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Atlantic Beaches is $195 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Beach: Insurance costs 0.98% less
- Girvin: Insurance costs 2.69% less
- Golden Glades-The Woods: Insurance costs 0.90% less
- Fort Caroline Shores: Insurance costs 5.70% less
- East Arlington: Insurance costs 0.74% less
- Isle of Palms: Insurance costs 3.75% less
- Beach Haven: Insurance costs 2.93% less
- Cobblestone: Insurance costs 1.17% less
- Sandalwood: Insurance costs 1.25% more
- Hidden Hills: Insurance costs 1.84% less
Neighborhoods with Similar Populations
- Far Southwest: Insurance costs 29.44% less
- Churchill: Insurance costs 39.83% less
- Southwest Topeka: Insurance costs 41.86% less
- Southeast: Insurance costs 40.92% less
- Seacliff: Insurance costs 9.88% less
- Savage-Guilford: Insurance costs 19.99% less
- River Road: Insurance costs 41.66% less
- Pleasant Grove West: Insurance costs 52.87% less
- East Oak Hill: Insurance costs 32.53% less
- Otay Mesa West: Insurance costs 19.84% less