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Get Cheap Car Insurance in Savage-Guilford, Laurel, MD
We monitor insurance prices, helping the average driver in Savage-Guilford save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Savage-Guilford
The chart below shows the cheapest car insurance company in Savage-Guilford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Savage-Guilford Insurer | Monthly Cost |
|---|---|
| State Farm | $95 |
| Erie Insurance | $96 |
| Travelers | $110 |
| Safeco Insurance | $114 |
Savings for Every Kind of Savage-Guilford Driver
Based on our extensive insurance data, we know the average Savage-Guilford driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Savage-Guilford residents are paying out over $2,049 extra every year for auto insurance in Savage-Guilford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Savage-Guilford, Laurel, MD Savings / Yr. |
|---|---|
$381 |
|
$358 |
|
$417 |
|
$672 |
|
$1,292 |
|
$231 |
|
$903 |
Savage-Guilford Car Insurance vs. Laurel
People living in Savage-Guilford pay an average of 10.56% more than the typical driver in the state. The average driver in Savage-Guilford can expect to pay about $1,396 per year, or $2,049 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Savage-Guilford for most people.
Car Insurance Prices by Savage-Guilford Neighborhood
Insurance Prices
Where is insurance cheapest within Savage-Guilford?
The map shows insurance prices in and around Savage-Guilford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $268 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,197 to a low of $1,929. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Savage-Guilford.Pick the Best Car Insurance Company for You in Savage-Guilford
The best car insurance provider for most drivers in Savage-Guilford
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $381 over the average Savage-Guilford car insurance company.
The best car insurance provider for Savage-Guilford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $358 over the competition.
The best car insurance company for Savage-Guilford drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for Savage-Guilford drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in Savage-Guilford
In Savage-Guilford, Erie Insurance costs young drivers $1,292 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Savage-Guilford
State Farm gave the largest car insurance discounts to married couples, averaging $231 saved each year compared to an average Savage-Guilford couple's premiums.
The cheapest car insurance in Savage-Guilford for drivers with bad credit
The best Savage-Guilford car insurance company for customer service
Nationwide was the best company for customer service in Savage-Guilford according to the NAIC.
Recent price drops
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The cheapest large national provider in Savage-Guilford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Savage-Guilford driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Savage-Guilford, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Savage-Guilford
What Influences the Cost of Car Insurance in Savage-Guilford?
On average, car insurance in Savage-Guilford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Savage-Guilford is 38 minutes, which is about the national average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Savage-Guilford are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Savage-Guilford is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Savage-Guilford is $116 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Laurel: Insurance costs 1.76% less
- West Laurel: Insurance costs 2.10% less
- St Denis: Insurance costs 4.98% less
- Westchester: Insurance costs 7.61% less
- Catonsville Heights: Insurance costs 4.00% more
- South Gate: Insurance costs 2.88% less
- Pumphrey: Insurance costs 2.29% less
- Goddard: Insurance costs 10.25% more
- Westowne: Insurance costs 1.02% more
- Westview Park: Insurance costs 6.88% more
Neighborhoods with Similar Populations
- Montclaire South: Insurance costs 25.13% less
- Lodo: Insurance costs 4.49% more
- Longfellow: Insurance costs 39.78% less
- Los Altos: Insurance costs 3.90% more
- Love Field Area: Insurance costs 6.25% less
- Lowry Park Central: Insurance costs 52.17% more
- Ludlow: Insurance costs 65.69% more
- Magnolia Center: Insurance costs 5.27% more
- Magruder: Insurance costs 39.34% less
- Mercury Central: Insurance costs 39.34% less