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Get Cheap Car Insurance in Southwest Topeka, Topeka, KS
We monitor insurance prices, helping the average driver in Southwest Topeka save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Southwest Topeka
The chart below shows the cheapest car insurance company in Southwest Topeka for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Southwest Topeka Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Kemper | $51 |
| Farm Bureau | $53 |
| Travelers | $54 |
Savings for Every Kind of Southwest Topeka Driver
Based on our extensive insurance data, we know the average Southwest Topeka driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Southwest Topeka residents are paying out over $1,489 extra every year for auto insurance in Southwest Topeka. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Topeka, Topeka, KS Savings / Yr. |
|---|---|
$353 |
|
$562 |
|
$402 |
|
$658 |
|
$1,283 |
|
$327 |
|
$715 |
Southwest Topeka Car Insurance vs. Topeka
People living in Southwest Topeka pay an average of 4.83% less than the typical driver in the state. The average driver in Southwest Topeka can expect to pay about $802 per year, or $1,489 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Southwest Topeka for most people.
Car Insurance Prices by Southwest Topeka Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Topeka?
The map shows insurance prices in and around Southwest Topeka, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $95 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,545 to a low of $1,450. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Southwest Topeka.Pick the Best Car Insurance Company for You in Southwest Topeka
The best car insurance provider for most drivers in Southwest Topeka
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $353 over the average Southwest Topeka car insurance company.
The best car insurance provider for Southwest Topeka drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $562 over the competition.
The best car insurance company for Southwest Topeka drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $402 better than other car insurance companies.
The best auto insurance for Southwest Topeka drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $658 less each year.
The least expensive car insurance company for new and young drivers in Southwest Topeka
In Southwest Topeka, Geico costs young drivers $1,283 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Topeka
State Farm gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average Southwest Topeka couple's premiums.
The cheapest car insurance in Southwest Topeka for drivers with bad credit
The best Southwest Topeka car insurance company for customer service
Nationwide was the best company for customer service in Southwest Topeka according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Topeka
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwest Topeka driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Topeka, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Southwest Topeka
What Influences the Cost of Car Insurance in Southwest Topeka?
On average, car insurance in Southwest Topeka is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Topeka is 22 minutes, which is a little less than average for a driver in the city.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Topeka are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Southwest Topeka is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Topeka is $67 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Southwest 3: Insurance costs 2.96% more
- West Southwest 2: Insurance costs 2.96% more
- South Southeast 1: Insurance costs 6.18% more
- Central Topeka 2: Insurance costs 5.51% more
- South Southeast 3: Insurance costs 5.17% more
- East Topeka: Insurance costs 7.12% more
- Sunset Hills: Insurance costs 2.69% more
- Oread: Insurance costs 4.57% more
- Prairie-Piper-KC-KS: Insurance costs 2.42% more
- I-435 West KC-KS: Insurance costs 6.98% more
Neighborhoods with Similar Populations
- Pleasant Valley: Insurance costs 33.65% more
- North Hill: Insurance costs 4.10% less
- North King St: Insurance costs 15.92% less
- North West Long Beach: Insurance costs 62.12% more
- Northwest Nashua: Insurance costs 15.65% less
- Northwest Spokane: Insurance costs 3.02% less
- Ocean Beach: Insurance costs 32.84% more
- Okolona: Insurance costs 49.90% more
- Old Everett: Insurance costs 104.10% more
- Old North End: Insurance costs 11.28% less