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Get Cheap Car Insurance in North Hill, Spokane, WA
We monitor insurance prices, helping the average driver in North Hill save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in North Hill
The chart below shows the cheapest car insurance company in North Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| North Hill Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| State Farm | $55 |
| Progressive | $61 |
| Geico | $66 |
Savings for Every Kind of North Hill Driver
Based on our extensive insurance data, we know the average North Hill driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some North Hill residents are paying out over $1,428 extra every year for auto insurance in North Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hill, Spokane, WA Savings / Yr. |
|---|---|
$418 |
|
$739 |
|
$532 |
|
$403 |
|
$1,529 |
|
$289 |
|
$495 |
North Hill Car Insurance vs. Spokane
People living in North Hill pay an average of 1.74% more than the typical driver in the state. The average driver in North Hill can expect to pay about $859 per year, or $1,428 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Hill for most people.
Car Insurance Prices by North Hill Neighborhood
Insurance Prices
Where is insurance cheapest within North Hill?
The map shows insurance prices in and around North Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,483 to a low of $1,385. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of North Hill.Pick the Best Car Insurance Company for You in North Hill
The best car insurance provider for most drivers in North Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $418 over the average North Hill car insurance company.
The best car insurance provider for North Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $739 over the competition.
The best car insurance company for North Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $532 better than other car insurance companies.
The best auto insurance for North Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $403 less each year.
The least expensive car insurance company for new and young drivers in North Hill
In North Hill, State Farm costs young drivers $1,529 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hill
State Farm gave the largest car insurance discounts to married couples, averaging $289 saved each year compared to an average North Hill couple's premiums.
The cheapest car insurance in North Hill for drivers with bad credit
The best North Hill car insurance company for customer service
Nationwide was the best company for customer service in North Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Hill driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hill, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around North Hill
What Influences the Cost of Car Insurance in North Hill?
On average, car insurance in North Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Hill is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Hill is $72 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Emerson Garfield: Insurance costs 0.56% less
- Nevada-Lidgerwood: Insurance costs 3.78% more
- Northwest Spokane: Insurance costs 1.12% more
- Whitman: Insurance costs 4.97% more
- Logan: Insurance costs 0.21% more
- Bemiss: Insurance costs 0.07% less
- Balboa: Insurance costs 1.96% more
- West Central: Insurance costs 3.92% more
- Five Mile Prairie: Insurance costs 2.03% less
- Hillyard: Insurance costs 3.78% more
Neighborhoods with Similar Populations
- Eastwick: Insurance costs 28.50% more
- West Ward: Insurance costs 7.70% more
- West Henderson: Insurance costs 63.80% more
- Congress Heights: Insurance costs 79.55% more
- Davis Lake-Eastfield: Insurance costs 3.85% less
- West End: Insurance costs 10.99% more
- Dellview Area: Insurance costs 34.94% more
- Denby: Insurance costs 196.71% more
- Desert Shores: Insurance costs 76.40% more
- Dilworth: Insurance costs 9.03% less