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Get Cheap Car Insurance in Balboa, Spokane, WA
We monitor insurance prices, helping the average driver in Balboa save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Balboa
The chart below shows the cheapest car insurance company in Balboa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Balboa Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| State Farm | $56 |
| Progressive | $62 |
| Geico | $67 |
Savings for Every Kind of Balboa Driver
Based on our extensive insurance data, we know the average Balboa driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $426 per year by choosing the right vehicle insurance company. Some Balboa residents are paying out over $1,456 extra every year for auto insurance in Balboa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Balboa, Spokane, WA Savings / Yr. |
|---|---|
$426 |
|
$753 |
|
$542 |
|
$411 |
|
$1,558 |
|
$294 |
|
$505 |
Balboa Car Insurance vs. Spokane
People living in Balboa pay an average of 3.68% more than the typical driver in the state. The average driver in Balboa can expect to pay about $875 per year, or $1,456 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Balboa for most people.
Car Insurance Prices by Balboa Neighborhood
Insurance Prices
Where is insurance cheapest within Balboa?
The map shows insurance prices in and around Balboa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $128 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,512 to a low of $1,384. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Balboa.Pick the Best Car Insurance Company for You in Balboa
The best car insurance provider for most drivers in Balboa
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $426 over the average Balboa car insurance company.
The best car insurance provider for Balboa drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $753 over the competition.
The best car insurance company for Balboa drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $542 better than other car insurance companies.
The best auto insurance for Balboa drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $411 less each year.
The least expensive car insurance company for new and young drivers in Balboa
In Balboa, State Farm costs young drivers $1,558 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Balboa
State Farm gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average Balboa couple's premiums.
The cheapest car insurance in Balboa for drivers with bad credit
The best Balboa car insurance company for customer service
Recent price drops
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The cheapest large national provider in Balboa
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Balboa driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Balboa, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Balboa
What Influences the Cost of Car Insurance in Balboa?
On average, car insurance in Balboa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Balboa are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Balboa is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Balboa is $73 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Five Mile Prairie: Insurance costs 3.91% less
- Northwest Spokane: Insurance costs 0.82% less
- North Indian Trail: Insurance costs 1.51% less
- North Hill: Insurance costs 1.92% less
- Nevada-Lidgerwood: Insurance costs 1.79% more
- Emerson Garfield: Insurance costs 2.47% less
- Whitman: Insurance costs 2.95% more
- West Central: Insurance costs 1.92% more
- fairwood: Insurance costs 0.76% less
- Logan: Insurance costs 1.72% less
Neighborhoods with Similar Populations
- Wallace Woods: Insurance costs 55.70% more
- Valencia: Insurance costs 53.30% more
- Barrington Park: Insurance costs 6.04% more
- Downtown Binghamton: Insurance costs 69.57% more
- Mountain Creek: Insurance costs 23.56% more
- West Urbana: Insurance costs 3.09% more
- Cooley Ranch: Insurance costs 55.98% more
- North Lincoln Street: Insurance costs 17.03% more
- Pecan Valley: Insurance costs 34.13% more
- Gardenside-Colony: Insurance costs 46.70% more