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Get Cheap Car Insurance in Wallace Woods, Covington, KY
We monitor insurance prices, helping the average driver in Wallace Woods save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Wallace Woods
The chart below shows the cheapest car insurance company in Wallace Woods for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Wallace Woods Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $65 |
| Travelers | $94 |
| Geico | $102 |
Savings for Every Kind of Wallace Woods Driver
Based on our extensive insurance data, we know the average Wallace Woods driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $573 per year by choosing the right vehicle insurance company. Some Wallace Woods residents are paying out over $2,267 extra every year for auto insurance in Wallace Woods. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wallace Woods, Covington, KY Savings / Yr. |
|---|---|
$573 |
|
$939 |
|
$924 |
|
$935 |
|
$1,850 |
|
$619 |
|
$992 |
Wallace Woods Car Insurance vs. Covington
People living in Wallace Woods pay an average of 6.22% more than the typical driver in the state. The average driver in Wallace Woods can expect to pay about $1,167 per year, or $2,267 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Wallace Woods for most people.
Car Insurance Prices by Wallace Woods Neighborhood
Insurance Prices
Where is insurance cheapest within Wallace Woods?
The map shows insurance prices in and around Wallace Woods, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $499 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,537 to a low of $2,038. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Wallace Woods.Pick the Best Car Insurance Company for You in Wallace Woods
The best car insurance provider for most drivers in Wallace Woods
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $573 over the average Wallace Woods car insurance company.
The best car insurance provider for Wallace Woods drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $939 over the competition.
The best car insurance company for Wallace Woods drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $924 better than other car insurance companies.
The best auto insurance for Wallace Woods drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $935 less each year.
The least expensive car insurance company for new and young drivers in Wallace Woods
In Wallace Woods, State Farm costs young drivers $1,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wallace Woods
State Farm gave the largest car insurance discounts to married couples, averaging $619 saved each year compared to an average Wallace Woods couple's premiums.
The cheapest car insurance in Wallace Woods for drivers with bad credit
The best Wallace Woods car insurance company for customer service
Nationwide was the best company for customer service in Wallace Woods according to the NAIC.
Recent price drops
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The cheapest large national provider in Wallace Woods
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wallace Woods driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wallace Woods, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Wallace Woods
What Influences the Cost of Car Insurance in Wallace Woods?
On average, car insurance in Wallace Woods is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wallace Woods is 26 minutes, which is about the national average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wallace Woods are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Wallace Woods is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wallace Woods is $97 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central Business District: Insurance costs 46.49% less
- Over-the-Rhine: Insurance costs 44.42% less
- West End: Insurance costs 37.67% less
- Mount Auburn: Insurance costs 42.61% less
- Walnut Hills: Insurance costs 41.60% less
- East Price Hill: Insurance costs 43.23% less
- Cuf: Insurance costs 48.08% less
- Corryville: Insurance costs 47.15% less
- South Fairmount: Insurance costs 38.99% less
- Avondale: Insurance costs 39.35% less
Neighborhoods with Similar Populations
- Trestle Glen: Insurance costs 2.65% less
- Grider: Insurance costs 29.38% more
- Hamlin Park: Insurance costs 27.44% more
- Jacksonville Farms-Terrace: Insurance costs 17.03% more
- Kendrick: Insurance costs 23.78% less
- Leschi: Insurance costs 25.89% less
- Lower Beaver: Insurance costs 40.27% less
- Matthews Beach: Insurance costs 30.44% less
- Balboa: Insurance costs 35.77% less
- Mount Lookout: Insurance costs 49.71% less