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Get Cheap Car Insurance in Fort Caroline Shores, Jacksonville, FL
We monitor insurance prices, helping the average driver in Fort Caroline Shores save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Fort Caroline Shores
The chart below shows the cheapest car insurance company in Fort Caroline Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Fort Caroline Shores Insurer | Monthly Cost |
|---|---|
| Geico | $115 |
| State Farm | $122 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Fort Caroline Shores Driver
Based on our extensive insurance data, we know the average Fort Caroline Shores driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Fort Caroline Shores residents are paying out over $2,415 extra every year for auto insurance in Fort Caroline Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Caroline Shores, Jacksonville, FL Savings / Yr. |
|---|---|
$707 |
|
$1,037 |
|
$798 |
|
$790 |
|
$2,509 |
|
$686 |
|
$999 |
Fort Caroline Shores Car Insurance vs. Jacksonville
People living in Fort Caroline Shores pay an average of 8.59% less than the typical driver in the state. The average driver in Fort Caroline Shores can expect to pay about $2,205 per year, or $2,415 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Fort Caroline Shores for most people.
Car Insurance Prices by Fort Caroline Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Caroline Shores?
The map shows insurance prices in and around Fort Caroline Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,543 to a low of $2,281. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Fort Caroline Shores.Pick the Best Car Insurance Company for You in Fort Caroline Shores
The best car insurance provider for most drivers in Fort Caroline Shores
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $707 over the average Fort Caroline Shores car insurance company.
The best car insurance provider for Fort Caroline Shores drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,037 over the competition.
The best car insurance company for Fort Caroline Shores drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Fort Caroline Shores drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in Fort Caroline Shores
In Fort Caroline Shores, Geico costs young drivers $2,509 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Caroline Shores
Geico gave the largest car insurance discounts to married couples, averaging $686 saved each year compared to an average Fort Caroline Shores couple's premiums.
The cheapest car insurance in Fort Caroline Shores for drivers with bad credit
The best Fort Caroline Shores car insurance company for customer service
Allstate was the best company for customer service in Fort Caroline Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Caroline Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fort Caroline Shores driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Caroline Shores, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Fort Caroline Shores
What Influences the Cost of Car Insurance in Fort Caroline Shores?
On average, car insurance in Fort Caroline Shores is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fort Caroline Shores is 30 minutes, which is a little less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Caroline Shores are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fort Caroline Shores is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Caroline Shores is $184 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cobblestone: Insurance costs 4.80% more
- East Arlington: Insurance costs 5.26% more
- Hidden Hills: Insurance costs 4.10% more
- Girvin: Insurance costs 3.19% more
- Beacon Hills and Harbour: Insurance costs 2.15% more
- North Beach: Insurance costs 5.01% more
- Atlantic Boulevard Estates: Insurance costs 1.70% more
- Golden Glades-The Woods: Insurance costs 5.09% more
- Sandalwood: Insurance costs 7.37% more
- Atlantic Beaches: Insurance costs 6.05% more
Neighborhoods with Similar Populations
- Heritage East: Insurance costs 34.58% less
- Downtown Columbus: Insurance costs 21.66% less
- Olympus Pointe: Insurance costs 14.70% less
- Columbine Knolls South: Insurance costs 15.94% less
- Shirrells: Insurance costs 1.99% less
- South Coast: Insurance costs 12.84% less
- South End: Insurance costs 17.35% less
- Laurel: Insurance costs 5.88% less
- Lake Houston: Insurance costs 24.51% less
- Hainesville: Insurance costs 44.10% less