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Get Cheap Car Insurance in Avalon Highlands, Chicago, IL
We monitor insurance prices, helping the average driver in Avalon Highlands save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Avalon Highlands
The chart below shows the cheapest car insurance company in Avalon Highlands for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Avalon Highlands Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Country Financial | $73 |
| Metromile | $80 |
| American Family Insurance | $86 |
Savings for Every Kind of Avalon Highlands Driver
Based on our extensive insurance data, we know the average Avalon Highlands driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $470 per year by choosing the right vehicle insurance company. Some Avalon Highlands residents are paying out over $2,011 extra every year for auto insurance in Avalon Highlands. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Avalon Highlands, Chicago, IL Savings / Yr. |
|---|---|
$470 |
|
$884 |
|
$707 |
|
$741 |
|
$1,826 |
|
$526 |
|
$675 |
Avalon Highlands Car Insurance vs. Chicago
People living in Avalon Highlands pay an average of 33.12% more than the typical driver in the state. The average driver in Avalon Highlands can expect to pay about $1,194 per year, or $2,011 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Avalon Highlands for most people.
Car Insurance Prices by Avalon Highlands Neighborhood
Insurance Prices
Where is insurance cheapest within Avalon Highlands?
The map shows insurance prices in and around Avalon Highlands, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $266 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,157 to a low of $1,891. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Avalon Highlands.Pick the Best Car Insurance Company for You in Avalon Highlands
The best car insurance provider for most drivers in Avalon Highlands
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $470 over the average Avalon Highlands car insurance company.
The best car insurance provider for Avalon Highlands drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $884 over the competition.
The best car insurance company for Avalon Highlands drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $707 better than other car insurance companies.
The best auto insurance for Avalon Highlands drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $741 less each year.
The least expensive car insurance company for new and young drivers in Avalon Highlands
In Avalon Highlands, State Farm costs young drivers $1,826 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Avalon Highlands
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Avalon Highlands couple's premiums.
The cheapest car insurance in Avalon Highlands for drivers with bad credit
The best Avalon Highlands car insurance company for customer service
Nationwide was the best company for customer service in Avalon Highlands according to the NAIC.
Recent price drops
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The cheapest large national provider in Avalon Highlands
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Avalon Highlands driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Avalon Highlands, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Avalon Highlands
What Influences the Cost of Car Insurance in Avalon Highlands?
On average, car insurance in Avalon Highlands is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Avalon Highlands is 51 minutes, which is far more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Avalon Highlands are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Avalon Highlands is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Avalon Highlands is $100 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Italian Bowery: Insurance costs 0.90% more
- Chatham: Insurance costs 1.14% more
- Avalon Park: Insurance costs 0.90% less
- Essex: Insurance costs 2.09% more
- Grand Crossing: Insurance costs 1.04% more
- Auburn Park: Insurance costs 2.88% more
- South Shore: Insurance costs 2.14% more
- Calumet Heights: Insurance costs 2.54% more
- Chester Highlands: Insurance costs 0.85% more
- Woodlawn: Insurance costs 0.25% more
Neighborhoods with Similar Populations
- Foothills: Insurance costs 15.91% less
- Charlotte: Insurance costs 13.48% more
- Cedar Hills: Insurance costs 37.79% less
- Hidden Cove-Indian Creek: Insurance costs 0.35% more
- North Indian Trail: Insurance costs 28.69% less
- South Park: Insurance costs 5.22% less
- Forest Hills: Insurance costs 30.38% less
- Walteria: Insurance costs 8.01% more
- Elvira: Insurance costs 5.97% less
- Edgerton: Insurance costs 44.16% more