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Get Cheap Car Insurance in Upper Roseville, Newark, NJ
We monitor insurance prices, helping the average driver in Upper Roseville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Upper Roseville
The chart below shows the cheapest car insurance company in Upper Roseville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Upper Roseville Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Geico | $86 |
| Plymouth Rock Assurance | $105 |
| NJM | $124 |
Savings for Every Kind of Upper Roseville Driver
Based on our extensive insurance data, we know the average Upper Roseville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $650 per year by choosing the right vehicle insurance company. Some Upper Roseville residents are paying out over $2,482 extra every year for auto insurance in Upper Roseville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Roseville, Newark, NJ Savings / Yr. |
|---|---|
$650 |
|
$1,207 |
|
$927 |
|
$799 |
|
$3,210 |
|
$626 |
|
$973 |
Upper Roseville Car Insurance vs. Newark
People living in Upper Roseville pay an average of 36.65% more than the typical driver in the state. The average driver in Upper Roseville can expect to pay about $1,480 per year, or $2,482 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Upper Roseville for most people.
Car Insurance Prices by Upper Roseville Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Roseville?
The map shows insurance prices in and around Upper Roseville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $340 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,675 to a low of $2,335. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Upper Roseville.Pick the Best Car Insurance Company for You in Upper Roseville
The best car insurance provider for most drivers in Upper Roseville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $650 over the average Upper Roseville car insurance company.
The best car insurance provider for Upper Roseville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,207 over the competition.
The best car insurance company for Upper Roseville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $927 better than other car insurance companies.
The best auto insurance for Upper Roseville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $799 less each year.
The least expensive car insurance company for new and young drivers in Upper Roseville
In Upper Roseville, Geico costs young drivers $3,210 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Roseville
Geico gave the largest car insurance discounts to married couples, averaging $626 saved each year compared to an average Upper Roseville couple's premiums.
The cheapest car insurance in Upper Roseville for drivers with bad credit
The best Upper Roseville car insurance company for customer service
Nationwide was the best company for customer service in Upper Roseville according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Roseville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Roseville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Roseville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Upper Roseville
What Influences the Cost of Car Insurance in Upper Roseville?
On average, car insurance in Upper Roseville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Roseville is 40 minutes, which is about the national average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Roseville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Upper Roseville is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Roseville is $123 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Forest Hill: Insurance costs 0.48% less
- Lower Roseville: Insurance costs 0.20% less
- North Broadway: Insurance costs 0.16% more
- Seventh Avenue: Insurance costs 1.05% less
- Mount Pleasant-Lower Broadway: Insurance costs 4.67% less
- Fairmuont: Insurance costs 0.77% less
- University Heights: Insurance costs 2.62% less
- Central Business District: Insurance costs 1.61% less
- Springfield-Belmont: Insurance costs 3.34% less
- Upper Vailsburg: Insurance costs 0.73% less
Neighborhoods with Similar Populations
- Baychester: Insurance costs 40.25% more
- Fairhill: Insurance costs 28.57% less
- Carroll Gardens: Insurance costs 20.51% more
- Clearing: Insurance costs 24.01% less
- Central Colorado City: Insurance costs 25.46% less
- Old Northwest-West University: Insurance costs 13.74% less
- Southeast Boulder: Insurance costs 22.76% less
- South Phoenix: Insurance costs 18.41% less
- Rochdale Village: Insurance costs 42.30% more
- Ravenswood Manor: Insurance costs 22.48% less