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Get Cheap Car Insurance in South Phoenix, Phoenix, AZ
We monitor insurance prices, helping the average driver in South Phoenix save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in South Phoenix
The chart below shows the cheapest car insurance company in South Phoenix for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| South Phoenix Insurer | Monthly Cost |
|---|---|
| Metromile | $69 |
| State Farm | $70 |
| Mile Auto | $88 |
| MetLife | $88 |
Savings for Every Kind of South Phoenix Driver
Based on our extensive insurance data, we know the average South Phoenix driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $782 per year by choosing the right vehicle insurance company. Some South Phoenix residents are paying out over $2,025 extra every year for auto insurance in South Phoenix. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Phoenix, Phoenix, AZ Savings / Yr. |
|---|---|
$782 |
|
$695 |
|
$423 |
|
$711 |
|
$2,256 |
|
$398 |
|
$1,118 |
South Phoenix Car Insurance vs. Phoenix
People living in South Phoenix pay an average of 11.62% more than the typical driver in the state. The average driver in South Phoenix can expect to pay about $1,067 per year, or $2,025 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Phoenix for most people.
Car Insurance Prices by South Phoenix Neighborhood
Insurance Prices
Where is insurance cheapest within South Phoenix?
The map shows insurance prices in and around South Phoenix, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $480 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,216 to a low of $1,736. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of South Phoenix.Pick the Best Car Insurance Company for You in South Phoenix
The best car insurance provider for most drivers in South Phoenix
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $782 over the average South Phoenix car insurance company.
The best car insurance provider for South Phoenix drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $695 over the competition.
The best car insurance company for South Phoenix drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for South Phoenix drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $711 less each year.
The least expensive car insurance company for new and young drivers in South Phoenix
In South Phoenix, Geico costs young drivers $2,256 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Phoenix
State Farm gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average South Phoenix couple's premiums.
The cheapest car insurance in South Phoenix for drivers with bad credit
The best South Phoenix car insurance company for customer service
Nationwide was the best company for customer service in South Phoenix according to the NAIC.
Recent price drops
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The cheapest large national provider in South Phoenix
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Phoenix driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Phoenix, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Phoenix
What Influences the Cost of Car Insurance in South Phoenix?
On average, car insurance in South Phoenix is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Phoenix is 34 minutes, which is far more than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Phoenix are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South Phoenix is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Phoenix is $89 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Mountain: Insurance costs 1.14% less
- Downtown Phoenix: Insurance costs 1.09% more
- West Phoenix: Insurance costs 2.07% less
- Central Phoenix: Insurance costs 0.89% less
- Ahwatukee: Insurance costs 7.85% less
- Encanto: Insurance costs 2.57% less
- Estrella: Insurance costs 0.89% less
- Bronze Boot: Insurance costs 4.40% less
- Wood Park: Insurance costs 6.91% less
- Baseline-Hardy: Insurance costs 4.15% less
Neighborhoods with Similar Populations
- Bear Creek: Insurance costs 6.77% more
- Brentwood: Insurance costs 12.84% more
- Brightwood: Insurance costs 18.81% more
- Campello: Insurance costs 1.73% more
- Outer Richmond: Insurance costs 12.20% more
- South Baton Rouge: Insurance costs 65.23% more
- Sixteen Acres: Insurance costs 18.02% less
- Seminary Hill: Insurance costs 33.23% less
- Sand Lake: Insurance costs 25.93% less
- Roseway: Insurance costs 13.53% less