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Get Cheap Car Insurance in Baseline-Hardy, Tempe, AZ
We monitor insurance prices, helping the average driver in Baseline-Hardy save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Baseline-Hardy
The chart below shows the cheapest car insurance company in Baseline-Hardy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Baseline-Hardy Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| State Farm | $67 |
| Mile Auto | $84 |
| MetLife | $84 |
Savings for Every Kind of Baseline-Hardy Driver
Based on our extensive insurance data, we know the average Baseline-Hardy driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $750 per year by choosing the right vehicle insurance company. Some Baseline-Hardy residents are paying out over $1,941 extra every year for auto insurance in Baseline-Hardy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baseline-Hardy, Tempe, AZ Savings / Yr. |
|---|---|
$750 |
|
$666 |
|
$405 |
|
$681 |
|
$2,162 |
|
$382 |
|
$1,072 |
Baseline-Hardy Car Insurance vs. Tempe
People living in Baseline-Hardy pay an average of 6.97% more than the typical driver in the state. The average driver in Baseline-Hardy can expect to pay about $1,023 per year, or $1,941 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Baseline-Hardy for most people.
Car Insurance Prices by Baseline-Hardy Neighborhood
Insurance Prices
Where is insurance cheapest within Baseline-Hardy?
The map shows insurance prices in and around Baseline-Hardy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $163 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,979 to a low of $1,816. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Baseline-Hardy.Pick the Best Car Insurance Company for You in Baseline-Hardy
The best car insurance provider for most drivers in Baseline-Hardy
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $750 over the average Baseline-Hardy car insurance company.
The best car insurance provider for Baseline-Hardy drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $666 over the competition.
The best car insurance company for Baseline-Hardy drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $405 better than other car insurance companies.
The best auto insurance for Baseline-Hardy drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in Baseline-Hardy
In Baseline-Hardy, Geico costs young drivers $2,162 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baseline-Hardy
State Farm gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average Baseline-Hardy couple's premiums.
The cheapest car insurance in Baseline-Hardy for drivers with bad credit
The best Baseline-Hardy car insurance company for customer service
Nationwide was the best company for customer service in Baseline-Hardy according to the NAIC.
Recent price drops
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The cheapest large national provider in Baseline-Hardy
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Baseline-Hardy driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baseline-Hardy, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Baseline-Hardy
What Influences the Cost of Car Insurance in Baseline-Hardy?
On average, car insurance in Baseline-Hardy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baseline-Hardy are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Baseline-Hardy is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Baseline-Hardy is $85 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Peterson: Insurance costs 0.15% less
- Wood Park: Insurance costs 2.89% less
- Tempe Royal Estates: Insurance costs 0.52% less
- Tempe Junction: Insurance costs 2.58% less
- Meyer Park: Insurance costs 2.42% less
- Downtown Tempe: Insurance costs 4.95% less
- Sunset: Insurance costs 5.10% less
- Riverside: Insurance costs 0.62% less
- Escalante: Insurance costs 3.30% more
- Southwest Mesa: Insurance costs 0.05% more
Neighborhoods with Similar Populations
- Sparr Heights: Insurance costs 19.17% more
- Northwest Everett: Insurance costs 17.21% less
- River Park: Insurance costs 37.04% more
- Provo South: Insurance costs 25.66% less
- Ingrams Corner: Insurance costs 27.82% more
- Dam Neck Naval Air Station: Insurance costs 37.56% less
- Darnestown: Insurance costs 3.71% less
- Downtown Corona: Insurance costs 15.51% more
- Thorpe Westwood: Insurance costs 32.30% less
- North Ukiah: Insurance costs 2.37% more