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Get Cheap Car Insurance in Tempe Royal Estates, Tempe, AZ
We monitor insurance prices, helping the average driver in Tempe Royal Estates save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Tempe Royal Estates
The chart below shows the cheapest car insurance company in Tempe Royal Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Tempe Royal Estates Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| State Farm | $66 |
| Mile Auto | $84 |
| MetLife | $84 |
Savings for Every Kind of Tempe Royal Estates Driver
Based on our extensive insurance data, we know the average Tempe Royal Estates driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $746 per year by choosing the right vehicle insurance company. Some Tempe Royal Estates residents are paying out over $1,931 extra every year for auto insurance in Tempe Royal Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tempe Royal Estates, Tempe, AZ Savings / Yr. |
|---|---|
$746 |
|
$663 |
|
$403 |
|
$678 |
|
$2,151 |
|
$380 |
|
$1,067 |
Tempe Royal Estates Car Insurance vs. Tempe
People living in Tempe Royal Estates pay an average of 6.44% more than the typical driver in the state. The average driver in Tempe Royal Estates can expect to pay about $1,018 per year, or $1,931 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Tempe Royal Estates for most people.
Car Insurance Prices by Tempe Royal Estates Neighborhood
Insurance Prices
Where is insurance cheapest within Tempe Royal Estates?
The map shows insurance prices in and around Tempe Royal Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $174 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,034 to a low of $1,860. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Tempe Royal Estates.Pick the Best Car Insurance Company for You in Tempe Royal Estates
The best car insurance provider for most drivers in Tempe Royal Estates
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $746 over the average Tempe Royal Estates car insurance company.
The best car insurance provider for Tempe Royal Estates drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $663 over the competition.
The best car insurance company for Tempe Royal Estates drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $403 better than other car insurance companies.
The best auto insurance for Tempe Royal Estates drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $678 less each year.
The least expensive car insurance company for new and young drivers in Tempe Royal Estates
In Tempe Royal Estates, Geico costs young drivers $2,151 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tempe Royal Estates
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Tempe Royal Estates couple's premiums.
The cheapest car insurance in Tempe Royal Estates for drivers with bad credit
The best Tempe Royal Estates car insurance company for customer service
Nationwide was the best company for customer service in Tempe Royal Estates according to the NAIC.
Recent price drops
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The cheapest large national provider in Tempe Royal Estates
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tempe Royal Estates driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tempe Royal Estates, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Tempe Royal Estates
What Influences the Cost of Car Insurance in Tempe Royal Estates?
On average, car insurance in Tempe Royal Estates is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tempe Royal Estates are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Tempe Royal Estates is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Tempe Royal Estates is $85 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wood Park: Insurance costs 2.38% less
- Peterson: Insurance costs 0.36% more
- Baseline-Hardy: Insurance costs 0.52% more
- Meyer Park: Insurance costs 1.92% less
- Tempe Junction: Insurance costs 2.07% less
- Downtown Tempe: Insurance costs 4.45% less
- Ahwatukee: Insurance costs 3.37% less
- Sunset: Insurance costs 4.61% less
- Riverside: Insurance costs 0.10% less
- Southwest Mesa: Insurance costs 0.57% more
Neighborhoods with Similar Populations
- Castle Rouge: Insurance costs 96.17% more
- Eagle Bay: Insurance costs 63.75% more
- Buechel: Insurance costs 19.73% more
- Madrona: Insurance costs 13.93% less
- Golden Triangle: Insurance costs 6.01% more
- Lincoln Place: Insurance costs 27.24% less
- Bernice: Insurance costs 6.84% less
- Kirtland Community: Insurance costs 15.23% less
- Imperial Lakes: Insurance costs 26.62% more
- Hawthorne: Insurance costs 14.55% more