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Get Cheap Car Insurance in Southwest Mesa, Mesa, AZ
We monitor insurance prices, helping the average driver in Southwest Mesa save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Southwest Mesa
The chart below shows the cheapest car insurance company in Southwest Mesa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Southwest Mesa Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| State Farm | $67 |
| Mile Auto | $84 |
| MetLife | $84 |
Savings for Every Kind of Southwest Mesa Driver
Based on our extensive insurance data, we know the average Southwest Mesa driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $750 per year by choosing the right vehicle insurance company. Some Southwest Mesa residents are paying out over $1,942 extra every year for auto insurance in Southwest Mesa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Mesa, Mesa, AZ Savings / Yr. |
|---|---|
$750 |
|
$667 |
|
$406 |
|
$682 |
|
$2,163 |
|
$382 |
|
$1,072 |
Southwest Mesa Car Insurance vs. Mesa
People living in Southwest Mesa pay an average of 7.03% more than the typical driver in the state. The average driver in Southwest Mesa can expect to pay about $1,023 per year, or $1,942 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Southwest Mesa for most people.
Car Insurance Prices by Southwest Mesa Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Mesa?
The map shows insurance prices in and around Southwest Mesa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $476 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,178 to a low of $1,702. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Southwest Mesa.Pick the Best Car Insurance Company for You in Southwest Mesa
The best car insurance provider for most drivers in Southwest Mesa
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $750 over the average Southwest Mesa car insurance company.
The best car insurance provider for Southwest Mesa drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $667 over the competition.
The best car insurance company for Southwest Mesa drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $406 better than other car insurance companies.
The best auto insurance for Southwest Mesa drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in Southwest Mesa
In Southwest Mesa, Geico costs young drivers $2,163 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Mesa
State Farm gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average Southwest Mesa couple's premiums.
The cheapest car insurance in Southwest Mesa for drivers with bad credit
The best Southwest Mesa car insurance company for customer service
Nationwide was the best company for customer service in Southwest Mesa according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Mesa
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southwest Mesa driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Mesa, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southwest Mesa
What Influences the Cost of Car Insurance in Southwest Mesa?
On average, car insurance in Southwest Mesa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Mesa are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Southwest Mesa is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Mesa is $85 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Escalante: Insurance costs 3.24% more
- West Central: Insurance costs 2.83% more
- Meyer Park: Insurance costs 2.47% less
- Hohokam Village: Insurance costs 1.91% more
- Heritage District: Insurance costs 2.47% less
- The Islands: Insurance costs 6.08% less
- Downtown Tempe: Insurance costs 4.99% less
- Peterson: Insurance costs 0.21% less
- Tempe Junction: Insurance costs 2.63% less
- Woodridge Lakes: Insurance costs 2.78% less
Neighborhoods with Similar Populations
- Willow Glen: Insurance costs 6.64% more
- Near North Side: Insurance costs 11.89% less
- North Long Beach: Insurance costs 22.35% more
- Richmond Hill: Insurance costs 82.23% more
- Ridgewood: Insurance costs 73.79% more
- Soundview: Insurance costs 82.70% more
- East Village: Insurance costs 62.51% more
- East End: Insurance costs 5.25% more
- Downtown San Jose: Insurance costs 12.77% more
- Cordova-Appling: Insurance costs 18.69% less