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Get Cheap Car Insurance in Downtown Tempe, Tempe, AZ
We monitor insurance prices, helping the average driver in Downtown Tempe save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Downtown Tempe
The chart below shows the cheapest car insurance company in Downtown Tempe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Downtown Tempe Insurer | Monthly Cost |
|---|---|
| Metromile | $63 |
| State Farm | $63 |
| Mile Auto | $80 |
| MetLife | $80 |
Savings for Every Kind of Downtown Tempe Driver
Based on our extensive insurance data, we know the average Downtown Tempe driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $713 per year by choosing the right vehicle insurance company. Some Downtown Tempe residents are paying out over $1,845 extra every year for auto insurance in Downtown Tempe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Tempe, Tempe, AZ Savings / Yr. |
|---|---|
$713 |
|
$634 |
|
$386 |
|
$648 |
|
$2,056 |
|
$363 |
|
$1,019 |
Downtown Tempe Car Insurance vs. Tempe
People living in Downtown Tempe pay an average of 1.72% more than the typical driver in the state. The average driver in Downtown Tempe can expect to pay about $972 per year, or $1,845 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Downtown Tempe for most people.
Car Insurance Prices by Downtown Tempe Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Tempe?
The map shows insurance prices in and around Downtown Tempe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $309 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,092 to a low of $1,783. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Downtown Tempe.Pick the Best Car Insurance Company for You in Downtown Tempe
The best car insurance provider for most drivers in Downtown Tempe
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $713 over the average Downtown Tempe car insurance company.
The best car insurance provider for Downtown Tempe drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $634 over the competition.
The best car insurance company for Downtown Tempe drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for Downtown Tempe drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $648 less each year.
The least expensive car insurance company for new and young drivers in Downtown Tempe
In Downtown Tempe, Geico costs young drivers $2,056 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Tempe
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average Downtown Tempe couple's premiums.
The cheapest car insurance in Downtown Tempe for drivers with bad credit
The best Downtown Tempe car insurance company for customer service
Nationwide was the best company for customer service in Downtown Tempe according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Tempe
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Downtown Tempe driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Tempe, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Downtown Tempe
What Influences the Cost of Car Insurance in Downtown Tempe?
On average, car insurance in Downtown Tempe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Tempe are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Downtown Tempe is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Tempe is $81 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Tempe Junction: Insurance costs 2.49% more
- Riverside: Insurance costs 4.55% more
- Sunset: Insurance costs 0.16% less
- Meyer Park: Insurance costs 2.66% more
- Escalante: Insurance costs 8.67% more
- Baseline-Hardy: Insurance costs 5.20% more
- Peterson: Insurance costs 5.04% more
- Wood Park: Insurance costs 2.17% more
- Tempe Royal Estates: Insurance costs 4.66% more
- Southwest Mesa: Insurance costs 5.26% more
Neighborhoods with Similar Populations
- Barton Hills: Insurance costs 7.21% less
- Behind The Rocks: Insurance costs 35.07% more
- Southwest Detroit: Insurance costs 104.12% more
- Reservoir: Insurance costs 29.21% less
- South Park: Insurance costs 3.31% more
- Foothills: Insurance costs 8.35% less
- Hickory Ridge: Insurance costs 18.92% less
- Hosford-Abernethy: Insurance costs 3.25% less
- Kempsville Gardens: Insurance costs 32.63% less
- Lovejoy: Insurance costs 38.97% more