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Get Cheap Car Insurance in Ingrams Corner, East Providence, RI

We monitor insurance prices, helping the average driver in Ingrams Corner save up to 41.3% on car insurance.

 

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The Cheapest Minimum Coverage in Ingrams Corner

The chart below shows the cheapest car insurance company in Ingrams Corner for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.

 
Ingrams Corner Insurer Monthly Cost
Safeco Insurance $86
Geico $111
Progressive $130
Midvale Home & Auto $136

Savings for Every Kind of Ingrams Corner Driver

The table shows how much the average auto insurance customer in Ingrams Corner might save by following our recommendations.

Based on our extensive insurance data, we know the average Ingrams Corner driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $826 per year by choosing the right vehicle insurance company. Some Ingrams Corner residents are paying out over $2,481 extra every year for auto insurance in Ingrams Corner. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Ingrams Corner, East Providence, RI Savings / Yr.
$826
$997
$1,099
$1,859
$3,864
$282
$837

Ingrams Corner Car Insurance vs. East Providence

People living in Ingrams Corner pay an average of 11.42% more than the typical driver in the state. The average driver in Ingrams Corner can expect to pay about $1,519 per year, or $2,481 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Ingrams Corner for most people.

Car Insurance Prices by Ingrams Corner Neighborhood

Ingrams Corner, East Providence, RI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Ingrams Corner?

The map shows insurance prices in and around Ingrams Corner, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $129 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,563 to a low of $2,434. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Ingrams Corner.

Pick the Best Car Insurance Company for You in Ingrams Corner

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Ingrams Corner insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Ingrams Corner

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $826 over the average Ingrams Corner car insurance company.

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We use the average good driver, paying $138 per month, as our baseline for pricing in Ingrams Corner. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Ingrams Corner drivers with accidents on their records

In Ingrams Corner getting into an accident will raise premiums an average 25% for a yearly cost of $3,323. That's $841 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $997 over the competition.

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The best car insurance company for Ingrams Corner drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $1,099 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Ingrams Corner, tickets raise premiums on new quotes about $769. If you have a speeding ticket, we recommend State Farm, Travelers, and Safeco Insurance for savings that beat the average insurance cost of $3,250 per year.

The best auto insurance for Ingrams Corner drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $4,497 per year in auto insurance premiums, which was $2,016 more than a driver with no major issues. State Farm, Progressive, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $1,859 less each year.

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The least expensive car insurance company for new and young drivers in Ingrams Corner

In Ingrams Corner, State Farm costs young drivers $3,864 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 75% more for insurance than more mature drivers in Ingrams Corner. With an average cost of $9,850 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Allstate try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Ingrams Corner

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $156. Geico, Progressive, and Nationwide provided the largest discounts to couples living in Ingrams Corner.

Geico gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average Ingrams Corner couple's premiums.

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The cheapest car insurance in Ingrams Corner for drivers with bad credit

People with poor credit saved an average of $837 with State Farm.

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Many people are surprised that their poor credit score can cost them an average of $1,444 every year. Premiums for people with poor credit were about $3,925 in Ingrams Corner. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Travelers.

The best Ingrams Corner car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Ingrams Corner, the National Association of Insurance Commissioners (NAIC) ranks Amica as the best. Another valuable metric: JD Power ranks Amica as the best provider in Ingrams Corner.

Amica was the best company for customer service in Ingrams Corner according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ingrams Corner, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Ingrams Corner. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Ingrams Corner

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 50% of Ingrams Corner residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ingrams Corner driver can expect to pay about $124 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ingrams Corner, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.
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Auto Insurance Prices in and Around Ingrams Corner

What Influences the Cost of Car Insurance in Ingrams Corner?

On average, car insurance in Ingrams Corner is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Ingrams Corner is 24 minutes, which is far less than average for a driver in the city.
  • Rhode Island state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Ingrams Corner are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Ingrams Corner has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Ingrams Corner is $127 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Ingrams Corner driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Ingrams Corner with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.