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Get Cheap Car Insurance in Fox Point, Providence, RI
We monitor insurance prices, helping the average driver in Fox Point save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Fox Point
The chart below shows the cheapest car insurance company in Fox Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Fox Point Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $86 |
| Geico | $111 |
| Progressive | $130 |
| Midvale Home & Auto | $136 |
Savings for Every Kind of Fox Point Driver
Based on our extensive insurance data, we know the average Fox Point driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $827 per year by choosing the right vehicle insurance company. Some Fox Point residents are paying out over $2,486 extra every year for auto insurance in Fox Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fox Point, Providence, RI Savings / Yr. |
|---|---|
$827 |
|
$999 |
|
$1,101 |
|
$1,862 |
|
$3,871 |
|
$282 |
|
$838 |
Fox Point Car Insurance vs. Providence
People living in Fox Point pay an average of 11.62% more than the typical driver in the state. The average driver in Fox Point can expect to pay about $1,521 per year, or $2,486 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fox Point for most people.
Car Insurance Prices by Fox Point Neighborhood
Insurance Prices
Where is insurance cheapest within Fox Point?
The map shows insurance prices in and around Fox Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $320 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,661 to a low of $2,341. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Fox Point.Pick the Best Car Insurance Company for You in Fox Point
The best car insurance provider for most drivers in Fox Point
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $827 over the average Fox Point car insurance company.
The best car insurance provider for Fox Point drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $999 over the competition.
The best car insurance company for Fox Point drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,101 better than other car insurance companies.
The best auto insurance for Fox Point drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,862 less each year.
The least expensive car insurance company for new and young drivers in Fox Point
In Fox Point, State Farm costs young drivers $3,871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fox Point
Geico gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average Fox Point couple's premiums.
The cheapest car insurance in Fox Point for drivers with bad credit
The best Fox Point car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fox Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fox Point driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fox Point, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Fox Point
What Influences the Cost of Car Insurance in Fox Point?
On average, car insurance in Fox Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fox Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Fox Point is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fox Point is $127 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- College Hill: Insurance costs 2.90% less
- Downtown: Insurance costs 1.29% more
- Ingrams Corner: Insurance costs 0.20% less
- Six Corners: Insurance costs 1.33% more
- Blackstone: Insurance costs 5.91% less
- Upper South Providence: Insurance costs 8.57% more
- Mount Hope: Insurance costs 1.41% more
- Lower South Providence: Insurance costs 16.77% more
- Smith Hill: Insurance costs 9.53% more
- Federal Hill: Insurance costs 4.71% more
Neighborhoods with Similar Populations
- Eastridge: Insurance costs 33.47% less
- Stanwood Park: Insurance costs 61.10% less
- Hedgeville: Insurance costs 15.73% less
- Golden Gate: Insurance costs 5.99% less
- Freestate-North Highlands: Insurance costs 20.47% more
- Fort Howard: Insurance costs 54.22% less
- Fort Concho: Insurance costs 29.20% less
- Forest Trails: Insurance costs 3.94% more
- Far West Eugene: Insurance costs 34.92% less
- Epes: Insurance costs 46.02% less