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Get Cheap Car Insurance in Freestate-North Highlands, Shreveport, LA
We monitor insurance prices, helping the average driver in Freestate-North Highlands save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Freestate-North Highlands
The chart below shows the cheapest car insurance company in Freestate-North Highlands for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Freestate-North Highlands Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $109 |
| State Farm | $128 |
| Safeco Insurance | $129 |
| Clearcover | $143 |
Savings for Every Kind of Freestate-North Highlands Driver
Based on our extensive insurance data, we know the average Freestate-North Highlands driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $833 per year by choosing the right vehicle insurance company. Some Freestate-North Highlands residents are paying out over $2,995 extra every year for auto insurance in Freestate-North Highlands. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freestate-North Highlands, Shreveport, LA Savings / Yr. |
|---|---|
$833 |
|
$1,461 |
|
$1,040 |
|
$1,568 |
|
$2,488 |
|
$772 |
|
$1,328 |
Freestate-North Highlands Car Insurance vs. Shreveport
People living in Freestate-North Highlands pay an average of 0.61% less than the typical driver in the state. The average driver in Freestate-North Highlands can expect to pay about $1,894 per year, or $2,995 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Freestate-North Highlands for most people.
Car Insurance Prices by Freestate-North Highlands Neighborhood
Insurance Prices
Where is insurance cheapest within Freestate-North Highlands?
The map shows insurance prices in and around Freestate-North Highlands, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $755 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,480 to a low of $2,725. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Freestate-North Highlands.Pick the Best Car Insurance Company for You in Freestate-North Highlands
The best car insurance provider for most drivers in Freestate-North Highlands
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $833 over the average Freestate-North Highlands car insurance company.
The best car insurance provider for Freestate-North Highlands drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,461 over the competition.
The best car insurance company for Freestate-North Highlands drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,040 better than other car insurance companies.
The best auto insurance for Freestate-North Highlands drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,568 less each year.
The least expensive car insurance company for new and young drivers in Freestate-North Highlands
In Freestate-North Highlands, Farm Bureau costs young drivers $2,488 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freestate-North Highlands
Farm Bureau gave the largest car insurance discounts to married couples, averaging $772 saved each year compared to an average Freestate-North Highlands couple's premiums.
The cheapest car insurance in Freestate-North Highlands for drivers with bad credit
The best Freestate-North Highlands car insurance company for customer service
Nationwide was the best company for customer service in Freestate-North Highlands according to the NAIC.
Recent price drops
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The cheapest large national provider in Freestate-North Highlands
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Freestate-North Highlands driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freestate-North Highlands, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Freestate-North Highlands
What Influences the Cost of Car Insurance in Freestate-North Highlands?
On average, car insurance in Freestate-North Highlands is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Freestate-North Highlands is 22 minutes, which is far less than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Freestate-North Highlands are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Freestate-North Highlands is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Freestate-North Highlands is $158 per month for minimum coverage and $250 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Martin Luther King: Insurance costs 5.94% more
- Allendale-Lakeside: Insurance costs 11.12% more
- Queensborough: Insurance costs 10.08% more
- Highland-Stoner Hill: Insurance costs 3.14% less
- Country Club Hills Lakeshore Shops: Insurance costs 9.68% more
- Caddo Heights-South Highlands: Insurance costs 0.93% less
- Broadmoor-Anderson Isle-Shreve Isle: Insurance costs 5.48% less
- Mooretown and Hollywood Heights: Insurance costs 3.27% more
- Western Hills Yarborough: Insurance costs 2.04% more
- Sunset Arcre-Garden Valley-Morningside: Insurance costs 6.11% more
Neighborhoods with Similar Populations
- East Side: Insurance costs 31.22% less
- The West Side: Insurance costs 34.56% less
- The Reserve: Insurance costs 16.26% less
- Taylor: Insurance costs 57.70% less
- Sundale: Insurance costs 30.75% less
- Stratford Center Historic District: Insurance costs 22.77% less
- Stockade District: Insurance costs 17.60% less
- Fox Point: Insurance costs 16.99% less
- Eastlake Vistas: Insurance costs 35.33% less
- The Ws: Insurance costs 37.13% less