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Get Cheap Car Insurance in The Reserve, Port St. Lucie, FL
We monitor insurance prices, helping the average driver in The Reserve save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in The Reserve
The chart below shows the cheapest car insurance company in The Reserve for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| The Reserve Insurer | Monthly Cost |
|---|---|
| Geico | $120 |
| State Farm | $127 |
| Gainsco | $166 |
| Bristol West | $166 |
Savings for Every Kind of The Reserve Driver
Based on our extensive insurance data, we know the average The Reserve driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $734 per year by choosing the right vehicle insurance company. Some The Reserve residents are paying out over $2,508 extra every year for auto insurance in The Reserve. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
The Reserve, Port St. Lucie, FL Savings / Yr. |
|---|---|
$734 |
|
$1,078 |
|
$829 |
|
$820 |
|
$2,606 |
|
$712 |
|
$1,038 |
The Reserve Car Insurance vs. Port St. Lucie
People living in The Reserve pay an average of 5.05% less than the typical driver in the state. The average driver in The Reserve can expect to pay about $2,290 per year, or $2,508 for full coverage.
Based on our analysis, Geico will be the cheapest provider in The Reserve for most people.
Car Insurance Prices by The Reserve Neighborhood
Insurance Prices
Where is insurance cheapest within The Reserve?
The map shows insurance prices in and around The Reserve, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,508 to a low of $2,508. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of The Reserve.Pick the Best Car Insurance Company for You in The Reserve
The best car insurance provider for most drivers in The Reserve
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $734 over the average The Reserve car insurance company.
The best car insurance provider for The Reserve drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,078 over the competition.
The best car insurance company for The Reserve drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $829 better than other car insurance companies.
The best auto insurance for The Reserve drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $820 less each year.
The least expensive car insurance company for new and young drivers in The Reserve
In The Reserve, Geico costs young drivers $2,606 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in The Reserve
Geico gave the largest car insurance discounts to married couples, averaging $712 saved each year compared to an average The Reserve couple's premiums.
The cheapest car insurance in The Reserve for drivers with bad credit
The best The Reserve car insurance company for customer service
Recent price drops
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The cheapest large national provider in The Reserve
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average The Reserve driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In The Reserve, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around The Reserve
What Influences the Cost of Car Insurance in The Reserve?
On average, car insurance in The Reserve is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in The Reserve is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in The Reserve are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- The Reserve is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in The Reserve is $191 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- St. Lucie West: Insurance costs 0.28% more
- Tradition: Insurance costs the same
- River Park: Insurance costs 6.06% more
- White City: Insurance costs 0.32% less
- North River Shores: Insurance costs 0.68% more
- South Beach: Insurance costs 3.15% more
- Golden Gate: Insurance costs 14.15% more
- Mallory Creek at Abacoa: Insurance costs 3.59% more
- Lakewood Ranch: Insurance costs 4.39% less
- The Meadows: Insurance costs 4.98% less
Neighborhoods with Similar Populations
- Ralston Valley: Insurance costs 20.93% less
- Martindale-Brightwood: Insurance costs 39.91% less
- McKnight: Insurance costs 21.33% less
- Meadowbrook Heights: Insurance costs 27.55% less
- Meredith: Insurance costs 48.68% less
- Midtown Phillips: Insurance costs 16.63% less
- Mott Section: Insurance costs 18.30% more
- Natomas Crossing: Insurance costs 13.48% less
- Near Westside: Insurance costs 13.72% more
- Marriott's Griffin Gate Golf Culb: Insurance costs 4.78% less