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Get Cheap Car Insurance in St. Lucie West, Port St. Lucie, FL
We monitor insurance prices, helping the average driver in St. Lucie West save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in St. Lucie West
The chart below shows the cheapest car insurance company in St. Lucie West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| St. Lucie West Insurer | Monthly Cost |
|---|---|
| Geico | $120 |
| State Farm | $127 |
| Gainsco | $166 |
| Bristol West | $166 |
Savings for Every Kind of St. Lucie West Driver
Based on our extensive insurance data, we know the average St. Lucie West driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $736 per year by choosing the right vehicle insurance company. Some St. Lucie West residents are paying out over $2,515 extra every year for auto insurance in St. Lucie West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Lucie West, Port St. Lucie, FL Savings / Yr. |
|---|---|
$736 |
|
$1,080 |
|
$831 |
|
$822 |
|
$2,613 |
|
$714 |
|
$1,040 |
St. Lucie West Car Insurance vs. Port St. Lucie
People living in St. Lucie West pay an average of 4.82% less than the typical driver in the state. The average driver in St. Lucie West can expect to pay about $2,296 per year, or $2,515 for full coverage.
Based on our analysis, Geico will be the cheapest provider in St. Lucie West for most people.
Car Insurance Prices by St. Lucie West Neighborhood
Insurance Prices
Where is insurance cheapest within St. Lucie West?
The map shows insurance prices in and around St. Lucie West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $510 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,963 to a low of $2,453. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of St. Lucie West.Pick the Best Car Insurance Company for You in St. Lucie West
The best car insurance provider for most drivers in St. Lucie West
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $736 over the average St. Lucie West car insurance company.
The best car insurance provider for St. Lucie West drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,080 over the competition.
The best car insurance company for St. Lucie West drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $831 better than other car insurance companies.
The best auto insurance for St. Lucie West drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $822 less each year.
The least expensive car insurance company for new and young drivers in St. Lucie West
In St. Lucie West, Geico costs young drivers $2,613 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Lucie West
Geico gave the largest car insurance discounts to married couples, averaging $714 saved each year compared to an average St. Lucie West couple's premiums.
The cheapest car insurance in St. Lucie West for drivers with bad credit
The best St. Lucie West car insurance company for customer service
Allstate was the best company for customer service in St. Lucie West according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Lucie West
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average St. Lucie West driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Lucie West, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around St. Lucie West
What Influences the Cost of Car Insurance in St. Lucie West?
On average, car insurance in St. Lucie West is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in St. Lucie West is 30 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Lucie West are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- St. Lucie West is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. Lucie West is $191 per month for minimum coverage and $210 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- The Reserve: Insurance costs 0.28% less
- River Park: Insurance costs 5.77% more
- Tradition: Insurance costs 0.28% less
- White City: Insurance costs 0.60% less
- North River Shores: Insurance costs 0.40% more
- Golden Gate: Insurance costs 13.84% more
- South Beach: Insurance costs 2.86% more
- Mallory Creek at Abacoa: Insurance costs 3.30% more
- Lakewood Ranch: Insurance costs 4.65% less
- The Meadows: Insurance costs 5.25% less
Neighborhoods with Similar Populations
- River Road: Insurance costs 40.60% less
- Jacksonville Heights: Insurance costs 11.13% more
- Juanita: Insurance costs 35.98% less
- Lake Hills: Insurance costs 33.32% less
- Lincoln Park: Insurance costs 11.89% less
- Longfellow: Insurance costs 50.93% less
- Los Altos: Insurance costs 15.35% less
- Maple Leaf: Insurance costs 35.94% less
- Meadow Point: Insurance costs 12.29% more
- Normal Heights: Insurance costs 17.97% less