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Get Cheap Car Insurance in Meadow Point, Wesley Chapel, FL
We monitor insurance prices, helping the average driver in Meadow Point save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Meadow Point
The chart below shows the cheapest car insurance company in Meadow Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Meadow Point Insurer | Monthly Cost |
|---|---|
| Geico | $135 |
| State Farm | $143 |
| Gainsco | $187 |
| Bristol West | $187 |
Savings for Every Kind of Meadow Point Driver
Based on our extensive insurance data, we know the average Meadow Point driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $826 per year by choosing the right vehicle insurance company. Some Meadow Point residents are paying out over $2,824 extra every year for auto insurance in Meadow Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Meadow Point, Wesley Chapel, FL Savings / Yr. |
|---|---|
$826 |
|
$1,213 |
|
$933 |
|
$924 |
|
$2,935 |
|
$802 |
|
$1,168 |
Meadow Point Car Insurance vs. Wesley Chapel
People living in Meadow Point pay an average of 6.91% more than the typical driver in the state. The average driver in Meadow Point can expect to pay about $2,579 per year, or $2,824 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Meadow Point for most people.
Car Insurance Prices by Meadow Point Neighborhood
Insurance Prices
Where is insurance cheapest within Meadow Point?
The map shows insurance prices in and around Meadow Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,965 to a low of $2,687. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Meadow Point.Pick the Best Car Insurance Company for You in Meadow Point
The best car insurance provider for most drivers in Meadow Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $826 over the average Meadow Point car insurance company.
The best car insurance provider for Meadow Point drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,213 over the competition.
The best car insurance company for Meadow Point drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $933 better than other car insurance companies.
The best auto insurance for Meadow Point drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Meadow Point
In Meadow Point, Geico costs young drivers $2,935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Meadow Point
Geico gave the largest car insurance discounts to married couples, averaging $802 saved each year compared to an average Meadow Point couple's premiums.
The cheapest car insurance in Meadow Point for drivers with bad credit
The best Meadow Point car insurance company for customer service
Allstate was the best company for customer service in Meadow Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Meadow Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Meadow Point driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Meadow Point, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Meadow Point
What Influences the Cost of Car Insurance in Meadow Point?
On average, car insurance in Meadow Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Meadow Point is 42 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Meadow Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Meadow Point is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Meadow Point is $215 per month for minimum coverage and $235 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- New Tampa: Insurance costs 5.10% more
- Cory Lake Isles: Insurance costs 5.03% more
- Seven Oaks: Insurance costs 1.10% more
- Hunters Green: Insurance costs 4.78% more
- West Meadows: Insurance costs 3.26% more
- Tampa Palms: Insurance costs 4.60% more
- Temple Park: Insurance costs 5.13% more
- Cross Fletcher: Insurance costs 18.70% more
- University Square: Insurance costs 12.54% more
- Temple Crest: Insurance costs 8.96% more
Neighborhoods with Similar Populations
- Westside: Insurance costs 3.86% less
- Armour Square: Insurance costs 30.17% less
- West Side: Insurance costs 12.68% less
- Bailey's Crossroads: Insurance costs 49.04% less
- Barry Square: Insurance costs 9.95% less
- Berkeley Hills: Insurance costs 28.97% less
- Old Town: Insurance costs 23.48% less
- Parkrose: Insurance costs 35.80% less
- Park Hills: Insurance costs 17.88% more
- Paradise Hills: Insurance costs 17.81% less