Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Temple Crest, Tampa, FL
We monitor insurance prices, helping the average driver in Temple Crest save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Temple Crest
The chart below shows the cheapest car insurance company in Temple Crest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Temple Crest Insurer | Monthly Cost |
|---|---|
| Geico | $147 |
| State Farm | $156 |
| Gainsco | $203 |
| Bristol West | $203 |
Savings for Every Kind of Temple Crest Driver
Based on our extensive insurance data, we know the average Temple Crest driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $900 per year by choosing the right vehicle insurance company. Some Temple Crest residents are paying out over $3,077 extra every year for auto insurance in Temple Crest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Temple Crest, Tampa, FL Savings / Yr. |
|---|---|
$900 |
|
$1,322 |
|
$1,017 |
|
$1,006 |
|
$3,197 |
|
$873 |
|
$1,273 |
Temple Crest Car Insurance vs. Tampa
People living in Temple Crest pay an average of 16.46% more than the typical driver in the state. The average driver in Temple Crest can expect to pay about $2,809 per year, or $3,077 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Temple Crest for most people.
Car Insurance Prices by Temple Crest Neighborhood
Insurance Prices
Where is insurance cheapest within Temple Crest?
The map shows insurance prices in and around Temple Crest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $480 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,352 to a low of $2,872. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Temple Crest.Pick the Best Car Insurance Company for You in Temple Crest
The best car insurance provider for most drivers in Temple Crest
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $900 over the average Temple Crest car insurance company.
The best car insurance provider for Temple Crest drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,322 over the competition.
The best car insurance company for Temple Crest drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,017 better than other car insurance companies.
The best auto insurance for Temple Crest drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,006 less each year.
The least expensive car insurance company for new and young drivers in Temple Crest
In Temple Crest, Geico costs young drivers $3,197 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Temple Crest
Geico gave the largest car insurance discounts to married couples, averaging $873 saved each year compared to an average Temple Crest couple's premiums.
The cheapest car insurance in Temple Crest for drivers with bad credit
The best Temple Crest car insurance company for customer service
Allstate was the best company for customer service in Temple Crest according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Temple Crest, which was better than other insurers.
The cheapest large national provider in Temple Crest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Temple Crest driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Temple Crest, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Temple Crest
What Influences the Cost of Car Insurance in Temple Crest?
On average, car insurance in Temple Crest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Temple Crest is 33 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Temple Crest are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Temple Crest has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Temple Crest is $234 per month for minimum coverage and $256 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northeast: Insurance costs 6.21% more
- Temple Park: Insurance costs 3.51% less
- Sulphur Springs: Insurance costs 4.61% more
- University Square: Insurance costs 3.28% more
- Live Oaks Square: Insurance costs 9.23% more
- Old Seminol Heights: Insurance costs 4.68% less
- North Tampa: Insurance costs 4.91% more
- Seminole Heights: Insurance costs 8.32% less
- East Tampa: Insurance costs 3.44% more
- Cross Fletcher: Insurance costs 8.94% more
Neighborhoods with Similar Populations
- Parker Lane: Insurance costs 38.32% less
- Grant Hill: Insurance costs 28.70% less
- Greenhaven: Insurance costs 28.89% less
- Guajome: Insurance costs 35.55% less
- Mesa: Insurance costs 35.81% less
- Montrose Verdugo City: Insurance costs 21.94% less
- North Broadway: Insurance costs 35.23% less
- North Tampa: Insurance costs 4.91% more
- oakwood: Insurance costs 64.02% less
- Beard: Insurance costs 36.07% less