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Get Cheap Car Insurance in Cross Fletcher, University, FL
We monitor insurance prices, helping the average driver in Cross Fletcher save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Cross Fletcher
The chart below shows the cheapest car insurance company in Cross Fletcher for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Cross Fletcher Insurer | Monthly Cost |
|---|---|
| Geico | $160 |
| State Farm | $170 |
| Gainsco | $221 |
| Bristol West | $221 |
Savings for Every Kind of Cross Fletcher Driver
Based on our extensive insurance data, we know the average Cross Fletcher driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $981 per year by choosing the right vehicle insurance company. Some Cross Fletcher residents are paying out over $3,352 extra every year for auto insurance in Cross Fletcher. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cross Fletcher, University, FL Savings / Yr. |
|---|---|
$981 |
|
$1,440 |
|
$1,108 |
|
$1,096 |
|
$3,483 |
|
$952 |
|
$1,387 |
Cross Fletcher Car Insurance vs. University
People living in Cross Fletcher pay an average of 26.88% more than the typical driver in the state. The average driver in Cross Fletcher can expect to pay about $3,060 per year, or $3,352 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Cross Fletcher for most people.
Car Insurance Prices by Cross Fletcher Neighborhood
Insurance Prices
Where is insurance cheapest within Cross Fletcher?
The map shows insurance prices in and around Cross Fletcher, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $184 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,420 to a low of $3,236. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Cross Fletcher.Pick the Best Car Insurance Company for You in Cross Fletcher
The best car insurance provider for most drivers in Cross Fletcher
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $981 over the average Cross Fletcher car insurance company.
The best car insurance provider for Cross Fletcher drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,440 over the competition.
The best car insurance company for Cross Fletcher drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,108 better than other car insurance companies.
The best auto insurance for Cross Fletcher drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,096 less each year.
The least expensive car insurance company for new and young drivers in Cross Fletcher
In Cross Fletcher, Geico costs young drivers $3,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cross Fletcher
Geico gave the largest car insurance discounts to married couples, averaging $952 saved each year compared to an average Cross Fletcher couple's premiums.
The cheapest car insurance in Cross Fletcher for drivers with bad credit
The best Cross Fletcher car insurance company for customer service
Allstate was the best company for customer service in Cross Fletcher according to the NAIC.
Recent price drops
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The cheapest large national provider in Cross Fletcher
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cross Fletcher driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cross Fletcher, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Cross Fletcher
What Influences the Cost of Car Insurance in Cross Fletcher?
On average, car insurance in Cross Fletcher is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cross Fletcher is 35 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cross Fletcher are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Cross Fletcher is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cross Fletcher is $255 per month for minimum coverage and $279 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Square: Insurance costs 5.19% less
- North Tampa: Insurance costs 3.70% less
- Temple Park: Insurance costs 11.43% less
- Forest Hills: Insurance costs 10.05% less
- Sulphur Springs: Insurance costs 3.97% less
- Tampa Palms: Insurance costs 11.87% less
- Temple Crest: Insurance costs 8.20% less
- Lowry Park Central: Insurance costs 6.98% less
- Old Seminol Heights: Insurance costs 12.50% less
- Seminole Heights: Insurance costs 15.84% less
Neighborhoods with Similar Populations
- Belmont Shore: Insurance costs 31.92% less
- Brighton Heights: Insurance costs 56.77% less
- Prescott: Insurance costs 26.91% less
- Central Santa Cruz: Insurance costs 40.51% less
- Pacheco-Martinez: Insurance costs 37.53% less
- Felida-Starcrest: Insurance costs 56.98% less
- Guide Meridian: Insurance costs 59.43% less
- Hartford: Insurance costs 18.50% less
- Adams Crossroads: Insurance costs 38.75% less
- Londontowne: Insurance costs 45.41% less