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Get Cheap Car Insurance in University Square, Tampa, FL
We monitor insurance prices, helping the average driver in University Square save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in University Square
The chart below shows the cheapest car insurance company in University Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| University Square Insurer | Monthly Cost |
|---|---|
| Geico | $152 |
| State Farm | $161 |
| Gainsco | $210 |
| Bristol West | $210 |
Savings for Every Kind of University Square Driver
Based on our extensive insurance data, we know the average University Square driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $930 per year by choosing the right vehicle insurance company. Some University Square residents are paying out over $3,178 extra every year for auto insurance in University Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Square, Tampa, FL Savings / Yr. |
|---|---|
$930 |
|
$1,365 |
|
$1,050 |
|
$1,039 |
|
$3,302 |
|
$902 |
|
$1,315 |
University Square Car Insurance vs. Tampa
People living in University Square pay an average of 20.29% more than the typical driver in the state. The average driver in University Square can expect to pay about $2,902 per year, or $3,178 for full coverage.
Based on our analysis, Geico will be the cheapest provider in University Square for most people.
Car Insurance Prices by University Square Neighborhood
Insurance Prices
Where is insurance cheapest within University Square?
The map shows insurance prices in and around University Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $193 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,283 to a low of $3,090. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of University Square.Pick the Best Car Insurance Company for You in University Square
The best car insurance provider for most drivers in University Square
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $930 over the average University Square car insurance company.
The best car insurance provider for University Square drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,365 over the competition.
The best car insurance company for University Square drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,050 better than other car insurance companies.
The best auto insurance for University Square drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,039 less each year.
The least expensive car insurance company for new and young drivers in University Square
In University Square, Geico costs young drivers $3,302 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Square
Geico gave the largest car insurance discounts to married couples, averaging $902 saved each year compared to an average University Square couple's premiums.
The cheapest car insurance in University Square for drivers with bad credit
The best University Square car insurance company for customer service
Allstate was the best company for customer service in University Square according to the NAIC.
Recent price drops
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The cheapest large national provider in University Square
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University Square driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Square, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around University Square
What Influences the Cost of Car Insurance in University Square?
On average, car insurance in University Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Square is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Square are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- University Square has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in University Square is $242 per month for minimum coverage and $265 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Tampa: Insurance costs 1.57% more
- Sulphur Springs: Insurance costs 1.29% more
- Temple Park: Insurance costs 6.58% less
- Cross Fletcher: Insurance costs 5.48% more
- Temple Crest: Insurance costs 3.18% less
- Forest Hills: Insurance costs 5.13% less
- Old Seminol Heights: Insurance costs 7.71% less
- Lowry Park Central: Insurance costs 1.89% less
- Northeast: Insurance costs 2.83% more
- Seminole Heights: Insurance costs 11.23% less
Neighborhoods with Similar Populations
- Inverness: Insurance costs 50.13% less
- Duclay: Insurance costs 18.50% less
- East Avenue: Insurance costs 27.94% less
- East Elmhurst: Insurance costs 1.64% more
- East End: Insurance costs 32.35% less
- East Richmond: Insurance costs 30.30% less
- Elmwood Park: Insurance costs 24.07% more
- Federal Hill-Montgomery: Insurance costs 33.54% less
- Five Mile Prairie: Insurance costs 55.98% less
- West Augusta: Insurance costs 47.77% less