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Get Cheap Car Insurance in Temple Park, Tampa, FL
We monitor insurance prices, helping the average driver in Temple Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Temple Park
The chart below shows the cheapest car insurance company in Temple Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Temple Park Insurer | Monthly Cost |
|---|---|
| Geico | $142 |
| State Farm | $150 |
| Gainsco | $196 |
| Bristol West | $196 |
Savings for Every Kind of Temple Park Driver
Based on our extensive insurance data, we know the average Temple Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $869 per year by choosing the right vehicle insurance company. Some Temple Park residents are paying out over $2,969 extra every year for auto insurance in Temple Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Temple Park, Tampa, FL Savings / Yr. |
|---|---|
$869 |
|
$1,275 |
|
$981 |
|
$971 |
|
$3,085 |
|
$843 |
|
$1,228 |
Temple Park Car Insurance vs. Tampa
People living in Temple Park pay an average of 12.37% more than the typical driver in the state. The average driver in Temple Park can expect to pay about $2,710 per year, or $2,969 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Temple Park for most people.
Car Insurance Prices by Temple Park Neighborhood
Insurance Prices
Where is insurance cheapest within Temple Park?
The map shows insurance prices in and around Temple Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $515 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,229 to a low of $2,714. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Temple Park.Pick the Best Car Insurance Company for You in Temple Park
The best car insurance provider for most drivers in Temple Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $869 over the average Temple Park car insurance company.
The best car insurance provider for Temple Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,275 over the competition.
The best car insurance company for Temple Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $981 better than other car insurance companies.
The best auto insurance for Temple Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $971 less each year.
The least expensive car insurance company for new and young drivers in Temple Park
In Temple Park, Geico costs young drivers $3,085 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Temple Park
Geico gave the largest car insurance discounts to married couples, averaging $843 saved each year compared to an average Temple Park couple's premiums.
The cheapest car insurance in Temple Park for drivers with bad credit
The best Temple Park car insurance company for customer service
Recent price drops
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The cheapest large national provider in Temple Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Temple Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Temple Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Temple Park
What Influences the Cost of Car Insurance in Temple Park?
On average, car insurance in Temple Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Temple Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Temple Park is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Temple Park is $226 per month for minimum coverage and $247 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Square: Insurance costs 7.04% more
- Temple Crest: Insurance costs 3.64% more
- North Tampa: Insurance costs 8.72% more
- Sulphur Springs: Insurance costs 8.42% more
- Cross Fletcher: Insurance costs 12.90% more
- Northeast: Insurance costs 10.07% more
- Tampa Palms: Insurance costs 0.51% less
- Live Oaks Square: Insurance costs 13.20% more
- Forest Hills: Insurance costs 1.55% more
- Old Seminol Heights: Insurance costs 1.21% less
Neighborhoods with Similar Populations
- Creekside Park: Insurance costs 43.04% less
- Cedar Hills-Cedar Mill: Insurance costs 43.99% less
- Central District: Insurance costs 39.34% less
- West End: Insurance costs 4.04% less
- West Elsdon: Insurance costs 32.77% less
- Chimney Lakes: Insurance costs 12.09% less
- Warrendale: Insurance costs 34.22% more
- Uptown: Insurance costs 43.08% less
- University: Insurance costs 31.29% less
- Crawford: Insurance costs 32.97% less