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Get Cheap Car Insurance in Uptown, Seattle, WA
We monitor insurance prices, helping the average driver in Uptown save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Uptown
The chart below shows the cheapest car insurance company in Uptown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Uptown Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $65 |
| Progressive | $72 |
| Geico | $78 |
Savings for Every Kind of Uptown Driver
Based on our extensive insurance data, we know the average Uptown driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $495 per year by choosing the right vehicle insurance company. Some Uptown residents are paying out over $1,690 extra every year for auto insurance in Uptown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Uptown, Seattle, WA Savings / Yr. |
|---|---|
$495 |
|
$874 |
|
$630 |
|
$477 |
|
$1,810 |
|
$342 |
|
$586 |
Uptown Car Insurance vs. Seattle
People living in Uptown pay an average of 20.40% more than the typical driver in the state. The average driver in Uptown can expect to pay about $1,016 per year, or $1,690 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Uptown for most people.
Car Insurance Prices by Uptown Neighborhood
Insurance Prices
Where is insurance cheapest within Uptown?
The map shows insurance prices in and around Uptown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $176 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,773 to a low of $1,597. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Uptown.Pick the Best Car Insurance Company for You in Uptown
The best car insurance provider for most drivers in Uptown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $495 over the average Uptown car insurance company.
The best car insurance provider for Uptown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $874 over the competition.
The best car insurance company for Uptown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $630 better than other car insurance companies.
The best auto insurance for Uptown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $477 less each year.
The least expensive car insurance company for new and young drivers in Uptown
In Uptown, State Farm costs young drivers $1,810 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Uptown
State Farm gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Uptown couple's premiums.
The cheapest car insurance in Uptown for drivers with bad credit
The best Uptown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Uptown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Uptown driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Uptown, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Uptown
What Influences the Cost of Car Insurance in Uptown?
On average, car insurance in Uptown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Uptown are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Uptown is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Uptown is $85 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Belltown: Insurance costs 0.41% less
- South Lake Union: Insurance costs 3.49% less
- Westlake: Insurance costs 1.95% more
- Queen Anne: Insurance costs 4.91% less
- First Hill: Insurance costs 0.77% more
- Interbay: Insurance costs 3.37% less
- Capitol Hill: Insurance costs 0.47% more
- Pioneer Square: Insurance costs 4.50% more
- Eastlake: Insurance costs 3.85% less
- International District: Insurance costs 10.71% more
Neighborhoods with Similar Populations
- Lakeview: Insurance costs 30.36% more
- Sherwood-Tualatin South: Insurance costs 5.21% less
- Seattle Hill-Silver Firs: Insurance costs 6.75% less
- Rita Ranch: Insurance costs 1.60% more
- Orangecrest: Insurance costs 28.70% more
- North Valley San Diego: Insurance costs 20.47% more
- North Park: Insurance costs 10.53% more
- North Creek: Insurance costs 5.27% less
- North Beach: Insurance costs 37.63% more
- Montavilla: Insurance costs 8.11% more