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Get Cheap Car Insurance in Westlake, Seattle, WA
We monitor insurance prices, helping the average driver in Westlake save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Westlake
The chart below shows the cheapest car insurance company in Westlake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Westlake Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $66 |
| Progressive | $73 |
| Geico | $79 |
Savings for Every Kind of Westlake Driver
Based on our extensive insurance data, we know the average Westlake driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $504 per year by choosing the right vehicle insurance company. Some Westlake residents are paying out over $1,723 extra every year for auto insurance in Westlake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Westlake, Seattle, WA Savings / Yr. |
|---|---|
$504 |
|
$891 |
|
$642 |
|
$486 |
|
$1,844 |
|
$349 |
|
$598 |
Westlake Car Insurance vs. Seattle
People living in Westlake pay an average of 22.72% more than the typical driver in the state. The average driver in Westlake can expect to pay about $1,036 per year, or $1,723 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Westlake for most people.
Car Insurance Prices by Westlake Neighborhood
Insurance Prices
Where is insurance cheapest within Westlake?
The map shows insurance prices in and around Westlake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $238 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,751 to a low of $1,513. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Westlake.Pick the Best Car Insurance Company for You in Westlake
The best car insurance provider for most drivers in Westlake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $504 over the average Westlake car insurance company.
The best car insurance provider for Westlake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $891 over the competition.
The best car insurance company for Westlake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $642 better than other car insurance companies.
The best auto insurance for Westlake drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $486 less each year.
The least expensive car insurance company for new and young drivers in Westlake
In Westlake, State Farm costs young drivers $1,844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Westlake
State Farm gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Westlake couple's premiums.
The cheapest car insurance in Westlake for drivers with bad credit
The best Westlake car insurance company for customer service
Recent price drops
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The cheapest large national provider in Westlake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Westlake driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Westlake, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Westlake
What Influences the Cost of Car Insurance in Westlake?
On average, car insurance in Westlake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Westlake are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Westlake is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Westlake is $86 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Queen Anne: Insurance costs 6.73% less
- South Lake Union: Insurance costs 5.34% less
- Eastlake: Insurance costs 5.69% less
- Uptown: Insurance costs 1.92% less
- Belltown: Insurance costs 2.32% less
- Capitol Hill: Insurance costs 1.45% less
- Interbay: Insurance costs 5.22% less
- Fremont: Insurance costs 4.76% less
- Montlake: Insurance costs 7.95% less
- First Hill: Insurance costs 1.16% less
Neighborhoods with Similar Populations
- Pueblo: Insurance costs 4.12% more
- Southside Columbus: Insurance costs 30.93% less
- Southern Hills: Insurance costs 3.25% more
- South Side: Insurance costs 88.68% more
- South Harrison: Insurance costs 0.93% more
- Smith Hill: Insurance costs 58.04% more
- Sayre Park: Insurance costs 15.84% less
- Saint Johns: Insurance costs 12.07% more
- Roselawn: Insurance costs 22.98% less
- Rainbow Hills: Insurance costs 15.50% more