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Get Cheap Car Insurance in Southside Columbus, Columbus, OH
We monitor insurance prices, helping the average driver in Southside Columbus save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Southside Columbus
The chart below shows the cheapest car insurance company in Southside Columbus for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Southside Columbus Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Safeco Insurance | $51 |
| Travelers | $52 |
| Mile Auto | $54 |
Savings for Every Kind of Southside Columbus Driver
Based on our extensive insurance data, we know the average Southside Columbus driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $314 per year by choosing the right vehicle insurance company. Some Southside Columbus residents are paying out over $1,190 extra every year for auto insurance in Southside Columbus. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southside Columbus, Columbus, OH Savings / Yr. |
|---|---|
$314 |
|
$535 |
|
$452 |
|
$483 |
|
$1,155 |
|
$328 |
|
$460 |
Southside Columbus Car Insurance vs. Columbus
People living in Southside Columbus pay an average of 5.85% more than the typical driver in the state. The average driver in Southside Columbus can expect to pay about $803 per year, or $1,190 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Southside Columbus for most people.
Car Insurance Prices by Southside Columbus Neighborhood
Insurance Prices
Where is insurance cheapest within Southside Columbus?
The map shows insurance prices in and around Southside Columbus, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $130 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,255 to a low of $1,125. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Southside Columbus.Pick the Best Car Insurance Company for You in Southside Columbus
The best car insurance provider for most drivers in Southside Columbus
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $314 over the average Southside Columbus car insurance company.
The best car insurance provider for Southside Columbus drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for Southside Columbus drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $452 better than other car insurance companies.
The best auto insurance for Southside Columbus drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $483 less each year.
The least expensive car insurance company for new and young drivers in Southside Columbus
In Southside Columbus, Geico costs young drivers $1,155 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southside Columbus
State Farm gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average Southside Columbus couple's premiums.
The cheapest car insurance in Southside Columbus for drivers with bad credit
The best Southside Columbus car insurance company for customer service
Nationwide was the best company for customer service in Southside Columbus according to the NAIC.
Recent price drops
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The cheapest large national provider in Southside Columbus
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southside Columbus driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southside Columbus, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southside Columbus
What Influences the Cost of Car Insurance in Southside Columbus?
On average, car insurance in Southside Columbus is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southside Columbus are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Southside Columbus is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southside Columbus is $67 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Southern Orchards: Insurance costs 20.92% more
- Downtown Columbus: Insurance costs 4.87% more
- Near Southside: Insurance costs 17.48% more
- South Side: Insurance costs 9.83% more
- Near East: Insurance costs 14.71% more
- Franklinton: Insurance costs 7.31% more
- Italian Village: Insurance costs 5.13% more
- Victorian Village: Insurance costs 1.18% more
- Harrison West: Insurance costs 3.78% more
- Tri-South: Insurance costs 14.79% more
Neighborhoods with Similar Populations
- North East: Insurance costs 97.90% more
- Sunflower: Insurance costs 36.39% more
- Summit Hill: Insurance costs 46.47% more
- Sovana: Insurance costs 126.55% more
- Point Breeze: Insurance costs 24.03% more
- Pecan Valley: Insurance costs 64.12% more
- Oakland: Insurance costs 70.08% more
- Northside: Insurance costs 5.71% more
- North Whisman: Insurance costs 67.56% more
- North Main: Insurance costs 34.29% more