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Get Cheap Car Insurance in Southern Orchards, Columbus, OH
We monitor insurance prices, helping the average driver in Southern Orchards save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Southern Orchards
The chart below shows the cheapest car insurance company in Southern Orchards for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Southern Orchards Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Safeco Insurance | $61 |
| Travelers | $62 |
| Mile Auto | $65 |
Savings for Every Kind of Southern Orchards Driver
Based on our extensive insurance data, we know the average Southern Orchards driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some Southern Orchards residents are paying out over $1,439 extra every year for auto insurance in Southern Orchards. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southern Orchards, Columbus, OH Savings / Yr. |
|---|---|
$380 |
|
$647 |
|
$547 |
|
$584 |
|
$1,397 |
|
$397 |
|
$557 |
Southern Orchards Car Insurance vs. Columbus
People living in Southern Orchards pay an average of 28.04% more than the typical driver in the state. The average driver in Southern Orchards can expect to pay about $972 per year, or $1,439 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Southern Orchards for most people.
Car Insurance Prices by Southern Orchards Neighborhood
Insurance Prices
Where is insurance cheapest within Southern Orchards?
The map shows insurance prices in and around Southern Orchards, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,505 to a low of $1,386. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Southern Orchards.Pick the Best Car Insurance Company for You in Southern Orchards
The best car insurance provider for most drivers in Southern Orchards
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $380 over the average Southern Orchards car insurance company.
The best car insurance provider for Southern Orchards drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $647 over the competition.
The best car insurance company for Southern Orchards drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $547 better than other car insurance companies.
The best auto insurance for Southern Orchards drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $584 less each year.
The least expensive car insurance company for new and young drivers in Southern Orchards
In Southern Orchards, Geico costs young drivers $1,397 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southern Orchards
State Farm gave the largest car insurance discounts to married couples, averaging $397 saved each year compared to an average Southern Orchards couple's premiums.
The cheapest car insurance in Southern Orchards for drivers with bad credit
The best Southern Orchards car insurance company for customer service
Nationwide was the best company for customer service in Southern Orchards according to the NAIC.
Recent price drops
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The cheapest large national provider in Southern Orchards
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southern Orchards driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southern Orchards, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southern Orchards
What Influences the Cost of Car Insurance in Southern Orchards?
On average, car insurance in Southern Orchards is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southern Orchards is 29 minutes, which is a little more than average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southern Orchards are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Southern Orchards is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southern Orchards is $81 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Near Southside: Insurance costs 2.85% less
- Southside Columbus: Insurance costs 17.30% less
- South Side: Insurance costs 9.17% less
- Near East: Insurance costs 5.14% less
- Downtown Columbus: Insurance costs 13.27% less
- Berwick: Insurance costs 13.20% less
- Italian Village: Insurance costs 13.06% less
- Tri-South: Insurance costs 5.07% less
- Franklinton: Insurance costs 11.26% less
- Victorian Village: Insurance costs 16.33% less
Neighborhoods with Similar Populations
- Scioto Woods: Insurance costs 20.43% less
- Meredith Parkwood: Insurance costs 53.58% more
- Middletown-Pelham Bay: Insurance costs 136.28% more
- Midway Place: Insurance costs 16.61% more
- Millbrooke Ranch: Insurance costs 91.94% more
- North Rosslyn: Insurance costs 5.28% less
- North Sifton-Orchards Area: Insurance costs 5.00% more
- North Star: Insurance costs 7.23% more
- Oak Park Northwest: Insurance costs 58.51% more
- Richmond Heights-Orlando: Insurance costs 112.30% more