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Get Cheap Car Insurance in Franklinton, Columbus, OH
We monitor insurance prices, helping the average driver in Franklinton save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Franklinton
The chart below shows the cheapest car insurance company in Franklinton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Franklinton Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Safeco Insurance | $55 |
| Travelers | $55 |
| Mile Auto | $58 |
Savings for Every Kind of Franklinton Driver
Based on our extensive insurance data, we know the average Franklinton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some Franklinton residents are paying out over $1,277 extra every year for auto insurance in Franklinton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Franklinton, Columbus, OH Savings / Yr. |
|---|---|
$337 |
|
$574 |
|
$485 |
|
$518 |
|
$1,240 |
|
$352 |
|
$494 |
Franklinton Car Insurance vs. Columbus
People living in Franklinton pay an average of 13.63% more than the typical driver in the state. The average driver in Franklinton can expect to pay about $862 per year, or $1,277 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Franklinton for most people.
Car Insurance Prices by Franklinton Neighborhood
Insurance Prices
Where is insurance cheapest within Franklinton?
The map shows insurance prices in and around Franklinton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $265 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,410 to a low of $1,145. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Franklinton.Pick the Best Car Insurance Company for You in Franklinton
The best car insurance provider for most drivers in Franklinton
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $337 over the average Franklinton car insurance company.
The best car insurance provider for Franklinton drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $574 over the competition.
The best car insurance company for Franklinton drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for Franklinton drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $518 less each year.
The least expensive car insurance company for new and young drivers in Franklinton
In Franklinton, Geico costs young drivers $1,240 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Franklinton
State Farm gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average Franklinton couple's premiums.
The cheapest car insurance in Franklinton for drivers with bad credit
The best Franklinton car insurance company for customer service
Nationwide was the best company for customer service in Franklinton according to the NAIC.
Recent price drops
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The cheapest large national provider in Franklinton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Franklinton driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Franklinton, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Franklinton
What Influences the Cost of Car Insurance in Franklinton?
On average, car insurance in Franklinton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Franklinton is 28 minutes, which is a little more than average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Franklinton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Franklinton is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Franklinton is $72 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Columbus: Insurance costs 2.27% less
- Harrison West: Insurance costs 3.29% less
- Southside Columbus: Insurance costs 6.81% less
- Victorian Village: Insurance costs 5.72% less
- Italian Village: Insurance costs 2.04% less
- Fifth by Northwest: Insurance costs 7.67% less
- Tri-Village: Insurance costs 7.05% less
- Southwest: Insurance costs 6.58% less
- Southern Orchards: Insurance costs 12.69% more
- West Gate: Insurance costs 7.28% less
Neighborhoods with Similar Populations
- West Side: Insurance costs 11.28% more
- Sun City: Insurance costs 29.91% more
- Greenhaven: Insurance costs 71.34% more
- Guajome: Insurance costs 55.29% more
- Hanson Park: Insurance costs 60.14% more
- oakwood: Insurance costs 13.31% less
- Parker Lane: Insurance costs 48.63% more
- Portland: Insurance costs 84.49% more
- Red Hook: Insurance costs 157.40% more
- South Chicago: Insurance costs 59.98% more