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Get Cheap Car Insurance in Parker Lane, Austin, TX
We monitor insurance prices, helping the average driver in Parker Lane save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Parker Lane
The chart below shows the cheapest car insurance company in Parker Lane for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Parker Lane Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Parker Lane Driver
Based on our extensive insurance data, we know the average Parker Lane driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Parker Lane residents are paying out over $1,898 extra every year for auto insurance in Parker Lane. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parker Lane, Austin, TX Savings / Yr. |
|---|---|
$391 |
|
$894 |
|
$788 |
|
$902 |
|
$1,374 |
|
$519 |
|
$567 |
Parker Lane Car Insurance vs. Austin
People living in Parker Lane pay an average of 2.85% less than the typical driver in the state. The average driver in Parker Lane can expect to pay about $1,131 per year, or $1,898 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Parker Lane for most people.
Car Insurance Prices by Parker Lane Neighborhood
Insurance Prices
Where is insurance cheapest within Parker Lane?
The map shows insurance prices in and around Parker Lane, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $305 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,028 to a low of $1,723. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Parker Lane.Pick the Best Car Insurance Company for You in Parker Lane
The best car insurance provider for most drivers in Parker Lane
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $391 over the average Parker Lane car insurance company.
The best car insurance provider for Parker Lane drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $894 over the competition.
The best car insurance company for Parker Lane drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $788 better than other car insurance companies.
The best auto insurance for Parker Lane drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $902 less each year.
The least expensive car insurance company for new and young drivers in Parker Lane
In Parker Lane, State Farm costs young drivers $1,374 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parker Lane
State Farm gave the largest car insurance discounts to married couples, averaging $519 saved each year compared to an average Parker Lane couple's premiums.
The cheapest car insurance in Parker Lane for drivers with bad credit
The best Parker Lane car insurance company for customer service
Nationwide was the best company for customer service in Parker Lane according to the NAIC.
Recent price drops
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The cheapest large national provider in Parker Lane
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parker Lane driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parker Lane, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Parker Lane
What Influences the Cost of Car Insurance in Parker Lane?
On average, car insurance in Parker Lane is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Parker Lane is 27 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parker Lane are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Parker Lane is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parker Lane is $94 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverside: Insurance costs 1.21% more
- Pleasant Valley: Insurance costs 4.85% more
- Saint Edwards: Insurance costs 3.37% less
- South River City: Insurance costs 6.43% less
- McKinney: Insurance costs 5.27% less
- East Congress: Insurance costs 0.32% less
- Galindo: Insurance costs 2.63% less
- Bouldin: Insurance costs 7.32% less
- Montopolis: Insurance costs 2.90% more
- Franklin Park: Insurance costs 6.22% more
Neighborhoods with Similar Populations
- Barton-McFarland: Insurance costs 114.28% more
- Broadway-Fillmore: Insurance costs 56.38% more
- Highland Park: Insurance costs 28.71% less
- Wynken Blynken anchor Nod: Insurance costs 84.56% more
- Hilltop: Insurance costs 10.64% more
- Nubian Square: Insurance costs 18.49% more
- oakwood: Insurance costs 41.68% less
- Patterson Park: Insurance costs 23.23% more
- Pilsen: Insurance costs 4.37% more
- Portland: Insurance costs 24.13% more