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Get Cheap Car Insurance in Hilltop, Wilmington, DE
We monitor insurance prices, helping the average driver in Hilltop save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Hilltop
The chart below shows the cheapest car insurance company in Hilltop for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Hilltop Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $87 |
| State Farm | $87 |
| Travelers | $88 |
| Dairyland | $104 |
Savings for Every Kind of Hilltop Driver
Based on our extensive insurance data, we know the average Hilltop driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some Hilltop residents are paying out over $2,100 extra every year for auto insurance in Hilltop. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hilltop, Wilmington, DE Savings / Yr. |
|---|---|
$485 |
|
$822 |
|
$557 |
|
$480 |
|
$2,316 |
|
$494 |
|
$525 |
Hilltop Car Insurance vs. Wilmington
People living in Hilltop pay an average of 12.89% more than the typical driver in the state. The average driver in Hilltop can expect to pay about $1,391 per year, or $2,100 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hilltop for most people.
Car Insurance Prices by Hilltop Neighborhood
Insurance Prices
Where is insurance cheapest within Hilltop?
The map shows insurance prices in and around Hilltop, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $515 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,351 to a low of $1,836. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Hilltop.Pick the Best Car Insurance Company for You in Hilltop
The best car insurance provider for most drivers in Hilltop
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $485 over the average Hilltop car insurance company.
The best car insurance provider for Hilltop drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $822 over the competition.
The best car insurance company for Hilltop drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $557 better than other car insurance companies.
The best auto insurance for Hilltop drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $480 less each year.
The least expensive car insurance company for new and young drivers in Hilltop
In Hilltop, State Farm costs young drivers $2,316 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hilltop
State Farm gave the largest car insurance discounts to married couples, averaging $494 saved each year compared to an average Hilltop couple's premiums.
The cheapest car insurance in Hilltop for drivers with bad credit
The best Hilltop car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hilltop
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hilltop driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hilltop, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hilltop
What Influences the Cost of Car Insurance in Hilltop?
On average, car insurance in Hilltop is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Delaware state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hilltop are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Hilltop has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hilltop is $116 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- The Flats: Insurance costs 3.52% more
- Cool Springs: Insurance costs 0.48% less
- Hedgeville: Insurance costs 0.24% less
- Browntown: Insurance costs 0.10% more
- Highlands: Insurance costs 8.14% less
- Downtown: Insurance costs 7.05% more
- Brandywine Village: Insurance costs 9.10% more
- Baynard Village: Insurance costs 2.62% more
- 9th Ward: Insurance costs 7.19% more
- Northwest Wilmington: Insurance costs 5.19% more
Neighborhoods with Similar Populations
- Ballantyne East: Insurance costs 35.24% less
- Englewood: Insurance costs 30.90% more
- Liberty Area: Insurance costs 4.05% more
- Wynken Blynken anchor Nod: Insurance costs 66.81% more
- Mokapu: Insurance costs 35.52% less
- Montrose Verdugo City: Insurance costs 14.38% more
- North Broadway: Insurance costs 5.10% less
- North Tampa: Insurance costs 53.71% more
- Nubian Square: Insurance costs 7.10% more
- oakwood: Insurance costs 47.29% less