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Get Cheap Car Insurance in Baynard Village, Wilmington, DE
We monitor insurance prices, helping the average driver in Baynard Village save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Baynard Village
The chart below shows the cheapest car insurance company in Baynard Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Baynard Village Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $89 |
| State Farm | $90 |
| Travelers | $90 |
| Dairyland | $107 |
Savings for Every Kind of Baynard Village Driver
Based on our extensive insurance data, we know the average Baynard Village driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $498 per year by choosing the right vehicle insurance company. Some Baynard Village residents are paying out over $2,155 extra every year for auto insurance in Baynard Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baynard Village, Wilmington, DE Savings / Yr. |
|---|---|
$498 |
|
$843 |
|
$571 |
|
$492 |
|
$2,377 |
|
$507 |
|
$539 |
Baynard Village Car Insurance vs. Wilmington
People living in Baynard Village pay an average of 15.84% more than the typical driver in the state. The average driver in Baynard Village can expect to pay about $1,427 per year, or $2,155 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Baynard Village for most people.
Car Insurance Prices by Baynard Village Neighborhood
Insurance Prices
Where is insurance cheapest within Baynard Village?
The map shows insurance prices in and around Baynard Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $486 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,474 to a low of $1,988. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Baynard Village.Pick the Best Car Insurance Company for You in Baynard Village
The best car insurance provider for most drivers in Baynard Village
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $498 over the average Baynard Village car insurance company.
The best car insurance provider for Baynard Village drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $843 over the competition.
The best car insurance company for Baynard Village drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $571 better than other car insurance companies.
The best auto insurance for Baynard Village drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $492 less each year.
The least expensive car insurance company for new and young drivers in Baynard Village
In Baynard Village, State Farm costs young drivers $2,377 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baynard Village
State Farm gave the largest car insurance discounts to married couples, averaging $507 saved each year compared to an average Baynard Village couple's premiums.
The cheapest car insurance in Baynard Village for drivers with bad credit
The best Baynard Village car insurance company for customer service
Nationwide was the best company for customer service in Baynard Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Baynard Village
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Baynard Village driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baynard Village, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Baynard Village
What Influences the Cost of Car Insurance in Baynard Village?
On average, car insurance in Baynard Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Baynard Village is 28 minutes, which is about the national average for a driver in the city.
- Delaware state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baynard Village are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Baynard Village has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Baynard Village is $119 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Brandywine Village: Insurance costs 6.31% more
- 9th Ward: Insurance costs 4.45% more
- Northwest Wilmington: Insurance costs 2.51% more
- Cool Springs: Insurance costs 3.02% less
- Downtown: Insurance costs 4.32% more
- Highlands: Insurance costs 10.49% less
- Hilltop: Insurance costs 2.55% less
- The Flats: Insurance costs 0.88% more
- Browntown: Insurance costs 2.46% less
- Hedgeville: Insurance costs 2.78% less
Neighborhoods with Similar Populations
- Tom Watkins: Insurance costs 13.92% less
- University Commons: Insurance costs 9.65% less
- Parkside: Insurance costs 53.23% more
- Selby-on-the-Bay: Insurance costs 14.85% less
- West Lake Forest: Insurance costs 94.20% more
- Highlands: Insurance costs 34.20% less
- Lost Lake: Insurance costs 20.42% more
- Ridge: Insurance costs 10.30% less
- Lansingville: Insurance costs 42.97% less
- The Island: Insurance costs 34.52% less