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Get Cheap Car Insurance in The Flats, Wilmington, DE
We monitor insurance prices, helping the average driver in The Flats save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in The Flats
The chart below shows the cheapest car insurance company in The Flats for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| The Flats Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $90 |
| State Farm | $90 |
| Travelers | $91 |
| Dairyland | $108 |
Savings for Every Kind of The Flats Driver
Based on our extensive insurance data, we know the average The Flats driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $503 per year by choosing the right vehicle insurance company. Some The Flats residents are paying out over $2,174 extra every year for auto insurance in The Flats. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
The Flats, Wilmington, DE Savings / Yr. |
|---|---|
$503 |
|
$851 |
|
$576 |
|
$497 |
|
$2,398 |
|
$512 |
|
$543 |
The Flats Car Insurance vs. Wilmington
People living in The Flats pay an average of 16.87% more than the typical driver in the state. The average driver in The Flats can expect to pay about $1,440 per year, or $2,174 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in The Flats for most people.
Car Insurance Prices by The Flats Neighborhood
Insurance Prices
Where is insurance cheapest within The Flats?
The map shows insurance prices in and around The Flats, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $296 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,344 to a low of $2,048. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of The Flats.Pick the Best Car Insurance Company for You in The Flats
The best car insurance provider for most drivers in The Flats
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $503 over the average The Flats car insurance company.
The best car insurance provider for The Flats drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $851 over the competition.
The best car insurance company for The Flats drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $576 better than other car insurance companies.
The best auto insurance for The Flats drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $497 less each year.
The least expensive car insurance company for new and young drivers in The Flats
In The Flats, State Farm costs young drivers $2,398 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in The Flats
State Farm gave the largest car insurance discounts to married couples, averaging $512 saved each year compared to an average The Flats couple's premiums.
The cheapest car insurance in The Flats for drivers with bad credit
The best The Flats car insurance company for customer service
Recent price drops
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The cheapest large national provider in The Flats
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average The Flats driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In The Flats, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around The Flats
What Influences the Cost of Car Insurance in The Flats?
On average, car insurance in The Flats is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Delaware state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in The Flats are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- The Flats is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in The Flats is $120 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hilltop: Insurance costs 3.40% less
- Hedgeville: Insurance costs 3.63% less
- Cool Springs: Insurance costs 3.86% less
- Highlands: Insurance costs 11.27% less
- Browntown: Insurance costs 3.31% less
- Downtown: Insurance costs 3.40% more
- Brandywine Village: Insurance costs 5.38% more
- Baynard Village: Insurance costs 0.87% less
- 9th Ward: Insurance costs 3.54% more
- Northwest Wilmington: Insurance costs 1.61% more
Neighborhoods with Similar Populations
- Colonial Heights: Insurance costs 22.13% less
- Downtown Juneau: Insurance costs 40.75% less
- Cypress Run: Insurance costs 38.41% more
- Crown Meadows: Insurance costs 9.66% less
- Croissant Park: Insurance costs 40.89% more
- Crescent Area Historic District: Insurance costs 8.28% more
- Corky Row: Insurance costs 22.31% less
- Columbine Knolls South: Insurance costs 6.62% less
- Colonial Manor: Insurance costs the same
- Colonial Heights: Insurance costs 1.06% more