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Get Cheap Car Insurance in Browntown, Wilmington, DE
We monitor insurance prices, helping the average driver in Browntown save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Browntown
The chart below shows the cheapest car insurance company in Browntown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Browntown Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $87 |
| State Farm | $87 |
| Travelers | $88 |
| Dairyland | $104 |
Savings for Every Kind of Browntown Driver
Based on our extensive insurance data, we know the average Browntown driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $486 per year by choosing the right vehicle insurance company. Some Browntown residents are paying out over $2,102 extra every year for auto insurance in Browntown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Browntown, Wilmington, DE Savings / Yr. |
|---|---|
$486 |
|
$823 |
|
$557 |
|
$480 |
|
$2,319 |
|
$495 |
|
$525 |
Browntown Car Insurance vs. Wilmington
People living in Browntown pay an average of 12.99% more than the typical driver in the state. The average driver in Browntown can expect to pay about $1,392 per year, or $2,102 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Browntown for most people.
Car Insurance Prices by Browntown Neighborhood
Insurance Prices
Where is insurance cheapest within Browntown?
The map shows insurance prices in and around Browntown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $347 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,302 to a low of $1,955. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Browntown.Pick the Best Car Insurance Company for You in Browntown
The best car insurance provider for most drivers in Browntown
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $486 over the average Browntown car insurance company.
The best car insurance provider for Browntown drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $823 over the competition.
The best car insurance company for Browntown drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $557 better than other car insurance companies.
The best auto insurance for Browntown drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $480 less each year.
The least expensive car insurance company for new and young drivers in Browntown
In Browntown, State Farm costs young drivers $2,319 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Browntown
State Farm gave the largest car insurance discounts to married couples, averaging $495 saved each year compared to an average Browntown couple's premiums.
The cheapest car insurance in Browntown for drivers with bad credit
The best Browntown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Browntown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Browntown driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Browntown, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Browntown
What Influences the Cost of Car Insurance in Browntown?
On average, car insurance in Browntown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Browntown is 34 minutes, which is far more than average for a driver in the city.
- Delaware state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Browntown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Browntown has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Browntown is $116 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hedgeville: Insurance costs 0.33% less
- Hilltop: Insurance costs 0.10% less
- The Flats: Insurance costs 3.43% more
- Cool Springs: Insurance costs 0.57% less
- Downtown: Insurance costs 6.95% more
- Brandywine Village: Insurance costs 8.99% more
- Highlands: Insurance costs 8.23% less
- Baynard Village: Insurance costs 2.52% more
- 9th Ward: Insurance costs 7.09% more
- Northwest Wilmington: Insurance costs 5.09% more
Neighborhoods with Similar Populations
- Altamont: Insurance costs 0.43% less
- SW Jones: Insurance costs 45.24% less
- Southwest Saginaw: Insurance costs 52.09% more
- Hollywood: Insurance costs 37.39% less
- Highland Oaks: Insurance costs 49.57% more
- Highland Farms: Insurance costs 18.41% less
- Hidden Hills: Insurance costs 19.60% more
- Heron Bay: Insurance costs 2.19% more
- Hembstead: Insurance costs 40.53% less
- Hawk's Landing: Insurance costs 47.19% less