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Get Cheap Car Insurance in Southwest Saginaw, Saginaw, MI
We monitor insurance prices, helping the average driver in Southwest Saginaw save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Southwest Saginaw
The chart below shows the cheapest car insurance company in Southwest Saginaw for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Southwest Saginaw Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $119 |
| Progressive | $135 |
| State Farm | $136 |
| Safeco Insurance | $144 |
Savings for Every Kind of Southwest Saginaw Driver
Based on our extensive insurance data, we know the average Southwest Saginaw driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,285 per year by choosing the right vehicle insurance company. Some Southwest Saginaw residents are paying out over $3,197 extra every year for auto insurance in Southwest Saginaw. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Saginaw, Saginaw, MI Savings / Yr. |
|---|---|
$1,285 |
|
$2,098 |
|
$1,856 |
|
$2,821 |
|
$3,329 |
|
$0 |
|
$0 |
Southwest Saginaw Car Insurance vs. Saginaw
People living in Southwest Saginaw pay an average of 10.29% more than the typical driver in the state. The average driver in Southwest Saginaw can expect to pay about $2,429 per year, or $3,197 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Southwest Saginaw for most people.
Car Insurance Prices by Southwest Saginaw Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Saginaw?
The map shows insurance prices in and around Southwest Saginaw, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $669 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,437 to a low of $2,768. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Southwest Saginaw.Pick the Best Car Insurance Company for You in Southwest Saginaw
The best car insurance provider for most drivers in Southwest Saginaw
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,285 over the average Southwest Saginaw car insurance company.
The best car insurance provider for Southwest Saginaw drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,098 over the competition.
The best car insurance company for Southwest Saginaw drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,856 better than other car insurance companies.
The best auto insurance for Southwest Saginaw drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,821 less each year.
The least expensive car insurance company for new and young drivers in Southwest Saginaw
In Southwest Saginaw, Geico costs young drivers $3,329 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Saginaw
The cheapest car insurance in Southwest Saginaw for drivers with bad credit
The best Southwest Saginaw car insurance company for customer service
Nationwide was the best company for customer service in Southwest Saginaw according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Saginaw
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwest Saginaw driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Saginaw, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southwest Saginaw
What Influences the Cost of Car Insurance in Southwest Saginaw?
On average, car insurance in Southwest Saginaw is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Southwest Saginaw is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Saginaw is $202 per month for minimum coverage and $266 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Old Saginaw City: Insurance costs 1.03% less
- Northmoor: Insurance costs 6.69% less
- Center City: Insurance costs 13.89% less
- Norteast Citizens Action: Insurance costs 7.07% less
- Creston: Insurance costs 10.67% less
- Eastown: Insurance costs 10.07% less
- Highland Park: Insurance costs 11.57% less
- Midtown-Grand Rapids: Insurance costs 9.13% less
- East Hills: Insurance costs 4.54% less
- South East End: Insurance costs 1.25% less
Neighborhoods with Similar Populations
- San Tan Ranch: Insurance costs 42.26% less
- Lackawanna: Insurance costs 7.38% less
- Lake Forest: Insurance costs 10.01% less
- Lake Forest: Insurance costs 52.02% less
- Lake View: Insurance costs 48.26% less
- Las Palmas: Insurance costs 37.16% less
- Lasalle College Park: Insurance costs 27.49% more
- Rankin Historic District: Insurance costs 63.87% less
- Rattlesnake: Insurance costs 12.23% less
- Richmond Grove: Insurance costs 27.46% less