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Get Cheap Car Insurance in Colonial Heights, Sacramento, CA
We monitor insurance prices, helping the average driver in Colonial Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Colonial Heights
The chart below shows the cheapest car insurance company in Colonial Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Colonial Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Colonial Heights Driver
Based on our extensive insurance data, we know the average Colonial Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $703 per year by choosing the right vehicle insurance company. Some Colonial Heights residents are paying out over $2,197 extra every year for auto insurance in Colonial Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colonial Heights, Sacramento, CA Savings / Yr. |
|---|---|
$703 |
|
$1,287 |
|
$1,018 |
|
$1,788 |
|
$918 |
|
$398 |
|
$0 |
Colonial Heights Car Insurance vs. Sacramento
People living in Colonial Heights pay an average of 9.43% more than the typical driver in the state. The average driver in Colonial Heights can expect to pay about $1,029 per year, or $2,197 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Colonial Heights for most people.
Car Insurance Prices by Colonial Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Colonial Heights?
The map shows insurance prices in and around Colonial Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $190 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,239 to a low of $2,049. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Colonial Heights.Pick the Best Car Insurance Company for You in Colonial Heights
The best car insurance provider for most drivers in Colonial Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $703 over the average Colonial Heights car insurance company.
The best car insurance provider for Colonial Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,287 over the competition.
The best car insurance company for Colonial Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,018 better than other car insurance companies.
The best auto insurance for Colonial Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,788 less each year.
The least expensive car insurance company for new and young drivers in Colonial Heights
In Colonial Heights, State Farm costs young drivers $918 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colonial Heights
Progressive gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average Colonial Heights couple's premiums.
The cheapest car insurance in Colonial Heights for drivers with bad credit
The best Colonial Heights car insurance company for customer service
Nationwide was the best company for customer service in Colonial Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Colonial Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Colonial Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colonial Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Colonial Heights
What Influences the Cost of Car Insurance in Colonial Heights?
On average, car insurance in Colonial Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colonial Heights are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Colonial Heights has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Colonial Heights is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lawrence Park: Insurance costs 4.42% more
- Tahoe Park: Insurance costs 5.55% less
- Central Oak Park: Insurance costs 1.73% more
- South Oak Park: Insurance costs 4.69% more
- Fruitridge Manor: Insurance costs 7.28% more
- North Oak Park: Insurance costs 0.36% less
- Colonial Manor: Insurance costs 1.05% less
- Colonial Village: Insurance costs 3.10% less
- North City Farms: Insurance costs 1.32% more
- South City Farms: Insurance costs 9.24% more
Neighborhoods with Similar Populations
- Moon Lake Estates: Insurance costs 23.99% more
- The Meadows: Insurance costs 5.96% less
- Colonial Heights: Insurance costs 49.34% less
- Santiam: Insurance costs 33.05% less
- Salisbury Point: Insurance costs 27.58% less
- Roosevelt Gardens Area: Insurance costs 42.92% less
- Rogers Park: Insurance costs 15.20% less
- River Point: Insurance costs 5.37% more
- Edgemar-Pacific Manor: Insurance costs 5.78% less
- El Trece: Insurance costs 8.60% less