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Get Cheap Car Insurance in Lawrence Park, Sacramento, CA
We monitor insurance prices, helping the average driver in Lawrence Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lawrence Park
The chart below shows the cheapest car insurance company in Lawrence Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lawrence Park Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Lawrence Park Driver
Based on our extensive insurance data, we know the average Lawrence Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $734 per year by choosing the right vehicle insurance company. Some Lawrence Park residents are paying out over $2,294 extra every year for auto insurance in Lawrence Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lawrence Park, Sacramento, CA Savings / Yr. |
|---|---|
$734 |
|
$1,344 |
|
$1,063 |
|
$1,867 |
|
$959 |
|
$416 |
|
$0 |
Lawrence Park Car Insurance vs. Sacramento
People living in Lawrence Park pay an average of 14.26% more than the typical driver in the state. The average driver in Lawrence Park can expect to pay about $1,074 per year, or $2,294 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lawrence Park for most people.
Car Insurance Prices by Lawrence Park Neighborhood
Insurance Prices
Where is insurance cheapest within Lawrence Park?
The map shows insurance prices in and around Lawrence Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,440 to a low of $2,195. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Lawrence Park.Pick the Best Car Insurance Company for You in Lawrence Park
The best car insurance provider for most drivers in Lawrence Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $734 over the average Lawrence Park car insurance company.
The best car insurance provider for Lawrence Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,344 over the competition.
The best car insurance company for Lawrence Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,063 better than other car insurance companies.
The best auto insurance for Lawrence Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,867 less each year.
The least expensive car insurance company for new and young drivers in Lawrence Park
In Lawrence Park, State Farm costs young drivers $959 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lawrence Park
Progressive gave the largest car insurance discounts to married couples, averaging $416 saved each year compared to an average Lawrence Park couple's premiums.
The cheapest car insurance in Lawrence Park for drivers with bad credit
The best Lawrence Park car insurance company for customer service
Nationwide was the best company for customer service in Lawrence Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Lawrence Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lawrence Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lawrence Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lawrence Park
What Influences the Cost of Car Insurance in Lawrence Park?
On average, car insurance in Lawrence Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lawrence Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Lawrence Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lawrence Park is $90 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Colonial Heights: Insurance costs 4.23% less
- South Oak Park: Insurance costs 0.26% more
- Central Oak Park: Insurance costs 2.57% less
- Fruitridge Manor: Insurance costs 2.75% more
- Tahoe Park: Insurance costs 9.55% less
- North City Farms: Insurance costs 2.96% less
- South City Farms: Insurance costs 4.62% more
- North Oak Park: Insurance costs 4.58% less
- Colonial Manor: Insurance costs 5.23% less
- Colonial Village: Insurance costs 7.19% less
Neighborhoods with Similar Populations
- Hunter Industrial Park: Insurance costs 3.66% less
- Hudson: Insurance costs 0.26% less
- Tireman: Insurance costs 76.90% more
- Hohokam Village: Insurance costs 13.73% less
- Hillendale: Insurance costs 5.36% more
- Heritage Eagle Bend: Insurance costs 14.86% less
- Hearth Stone: Insurance costs 44.25% less
- Tymber Skan on the Lake: Insurance costs 25.24% more
- Harbor: Insurance costs 51.83% less
- Hamilton Hills: Insurance costs 25.76% more