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Get Cheap Car Insurance in South Oak Park, Sacramento, CA
We monitor insurance prices, helping the average driver in South Oak Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South Oak Park
The chart below shows the cheapest car insurance company in South Oak Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South Oak Park Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of South Oak Park Driver
Based on our extensive insurance data, we know the average South Oak Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some South Oak Park residents are paying out over $2,300 extra every year for auto insurance in South Oak Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Oak Park, Sacramento, CA Savings / Yr. |
|---|---|
$735 |
|
$1,347 |
|
$1,065 |
|
$1,871 |
|
$961 |
|
$417 |
|
$0 |
South Oak Park Car Insurance vs. Sacramento
People living in South Oak Park pay an average of 14.53% more than the typical driver in the state. The average driver in South Oak Park can expect to pay about $1,077 per year, or $2,300 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Oak Park for most people.
Car Insurance Prices by South Oak Park Neighborhood
Insurance Prices
Where is insurance cheapest within South Oak Park?
The map shows insurance prices in and around South Oak Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $349 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,607 to a low of $2,258. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of South Oak Park.Pick the Best Car Insurance Company for You in South Oak Park
The best car insurance provider for most drivers in South Oak Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average South Oak Park car insurance company.
The best car insurance provider for South Oak Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for South Oak Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for South Oak Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,871 less each year.
The least expensive car insurance company for new and young drivers in South Oak Park
In South Oak Park, State Farm costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Oak Park
Progressive gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average South Oak Park couple's premiums.
The cheapest car insurance in South Oak Park for drivers with bad credit
The best South Oak Park car insurance company for customer service
Nationwide was the best company for customer service in South Oak Park according to the NAIC.
Recent price drops
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The cheapest large national provider in South Oak Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South Oak Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Oak Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Oak Park
What Influences the Cost of Car Insurance in South Oak Park?
On average, car insurance in South Oak Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Oak Park is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Oak Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- South Oak Park is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Oak Park is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lawrence Park: Insurance costs 0.26% less
- North City Farms: Insurance costs 3.22% less
- Central Oak Park: Insurance costs 2.83% less
- Colonial Heights: Insurance costs 4.48% less
- North Oak Park: Insurance costs 4.83% less
- South City Farms: Insurance costs 4.35% more
- Curtis Park: Insurance costs 12.39% less
- Fruitridge Manor: Insurance costs 2.48% more
- Tahoe Park: Insurance costs 9.78% less
- Land Park: Insurance costs 12.17% less
Neighborhoods with Similar Populations
- Northside: Insurance costs 45.96% less
- Adams Crossroads: Insurance costs 10.74% less
- Lakemont: Insurance costs 32.13% less
- Land Park: Insurance costs 12.17% less
- Londontowne: Insurance costs 20.43% less
- Loretto: Insurance costs 7.87% more
- Lower Bal: Insurance costs 2.65% less
- Menomonee River Hills: Insurance costs 40.70% less
- Midtown-San Jose: Insurance costs 12.09% less
- Midway: Insurance costs 10.61% more