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Get Cheap Car Insurance in North Tampa, Tampa, FL
We monitor insurance prices, helping the average driver in North Tampa save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in North Tampa
The chart below shows the cheapest car insurance company in North Tampa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| North Tampa Insurer | Monthly Cost |
|---|---|
| Geico | $154 |
| State Farm | $163 |
| Gainsco | $213 |
| Bristol West | $213 |
Savings for Every Kind of North Tampa Driver
Based on our extensive insurance data, we know the average North Tampa driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $945 per year by choosing the right vehicle insurance company. Some North Tampa residents are paying out over $3,228 extra every year for auto insurance in North Tampa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Tampa, Tampa, FL Savings / Yr. |
|---|---|
$945 |
|
$1,387 |
|
$1,067 |
|
$1,056 |
|
$3,354 |
|
$916 |
|
$1,336 |
North Tampa Car Insurance vs. Tampa
People living in North Tampa pay an average of 22.19% more than the typical driver in the state. The average driver in North Tampa can expect to pay about $2,947 per year, or $3,228 for full coverage.
Based on our analysis, Geico will be the cheapest provider in North Tampa for most people.
Car Insurance Prices by North Tampa Neighborhood
Insurance Prices
Where is insurance cheapest within North Tampa?
The map shows insurance prices in and around North Tampa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $606 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,424 to a low of $2,818. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of North Tampa.Pick the Best Car Insurance Company for You in North Tampa
The best car insurance provider for most drivers in North Tampa
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $945 over the average North Tampa car insurance company.
The best car insurance provider for North Tampa drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,387 over the competition.
The best car insurance company for North Tampa drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,067 better than other car insurance companies.
The best auto insurance for North Tampa drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,056 less each year.
The least expensive car insurance company for new and young drivers in North Tampa
In North Tampa, Geico costs young drivers $3,354 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Tampa
Geico gave the largest car insurance discounts to married couples, averaging $916 saved each year compared to an average North Tampa couple's premiums.
The cheapest car insurance in North Tampa for drivers with bad credit
The best North Tampa car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Tampa
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Tampa driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Tampa, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around North Tampa
What Influences the Cost of Car Insurance in North Tampa?
On average, car insurance in North Tampa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Tampa is 42 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Tampa are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Tampa has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Tampa is $246 per month for minimum coverage and $269 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Square: Insurance costs 1.55% less
- Sulphur Springs: Insurance costs 0.28% less
- Forest Hills: Insurance costs 6.60% less
- Cross Fletcher: Insurance costs 3.84% more
- Lowry Park Central: Insurance costs 3.41% less
- Temple Park: Insurance costs 8.02% less
- Temple Crest: Insurance costs 4.68% less
- Seminole Heights: Insurance costs 12.61% less
- Old Seminol Heights: Insurance costs 9.14% less
- Riverbend: Insurance costs 1.30% less
Neighborhoods with Similar Populations
- Beard: Insurance costs 39.06% less
- Nubian Square: Insurance costs 30.33% less
- Hilltop: Insurance costs 34.94% less
- oakwood: Insurance costs 65.71% less
- Hanson Park: Insurance costs 36.65% less
- Greenhaven: Insurance costs 32.22% less
- Franklinton: Insurance costs 60.44% less
- Franklin To The Fort: Insurance costs 52.48% less
- Fairway Park: Insurance costs 34.39% less
- East San Gabriel: Insurance costs 28.84% less