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Get Cheap Car Insurance in Belltown, Seattle, WA
We monitor insurance prices, helping the average driver in Belltown save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Belltown
The chart below shows the cheapest car insurance company in Belltown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Belltown Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $65 |
| Progressive | $71 |
| Geico | $77 |
Savings for Every Kind of Belltown Driver
Based on our extensive insurance data, we know the average Belltown driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $493 per year by choosing the right vehicle insurance company. Some Belltown residents are paying out over $1,683 extra every year for auto insurance in Belltown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Belltown, Seattle, WA Savings / Yr. |
|---|---|
$493 |
|
$870 |
|
$627 |
|
$475 |
|
$1,801 |
|
$340 |
|
$584 |
Belltown Car Insurance vs. Seattle
People living in Belltown pay an average of 19.85% more than the typical driver in the state. The average driver in Belltown can expect to pay about $1,012 per year, or $1,683 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Belltown for most people.
Car Insurance Prices by Belltown Neighborhood
Insurance Prices
Where is insurance cheapest within Belltown?
The map shows insurance prices in and around Belltown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,778 to a low of $1,597. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Belltown.Pick the Best Car Insurance Company for You in Belltown
The best car insurance provider for most drivers in Belltown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $493 over the average Belltown car insurance company.
The best car insurance provider for Belltown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $870 over the competition.
The best car insurance company for Belltown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $627 better than other car insurance companies.
The best auto insurance for Belltown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $475 less each year.
The least expensive car insurance company for new and young drivers in Belltown
In Belltown, State Farm costs young drivers $1,801 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Belltown
State Farm gave the largest car insurance discounts to married couples, averaging $340 saved each year compared to an average Belltown couple's premiums.
The cheapest car insurance in Belltown for drivers with bad credit
The best Belltown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Belltown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Belltown driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Belltown, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Belltown
What Influences the Cost of Car Insurance in Belltown?
On average, car insurance in Belltown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Belltown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Belltown is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Belltown is $84 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Lake Union: Insurance costs 3.09% less
- Uptown: Insurance costs 0.42% more
- First Hill: Insurance costs 1.19% more
- Pioneer Square: Insurance costs 4.93% more
- Westlake: Insurance costs 2.38% more
- Capitol Hill: Insurance costs 0.89% more
- International District: Insurance costs 11.17% more
- Central District: Insurance costs 7.01% more
- Queen Anne: Insurance costs 4.52% less
- Eastlake: Insurance costs 3.45% less
Neighborhoods with Similar Populations
- Litte Italy: Insurance costs 51.22% more
- Central Davis: Insurance costs 22.22% more
- Bay Ho: Insurance costs 13.19% more
- Blue Hills: Insurance costs 48.96% more
- Portola Springs: Insurance costs 21.03% more
- Oakridge: Insurance costs 33.69% more
- Northside: Insurance costs 50.15% more
- Falls of Neuse: Insurance costs 25.67% less
- Brays Oaks: Insurance costs 26.26% more
- Starcrest: Insurance costs 11.23% less