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Get Cheap Car Insurance in First Hill, Seattle, WA
We monitor insurance prices, helping the average driver in First Hill save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in First Hill
The chart below shows the cheapest car insurance company in First Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| First Hill Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $66 |
| Progressive | $72 |
| Geico | $78 |
Savings for Every Kind of First Hill Driver
Based on our extensive insurance data, we know the average First Hill driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $499 per year by choosing the right vehicle insurance company. Some First Hill residents are paying out over $1,703 extra every year for auto insurance in First Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
First Hill, Seattle, WA Savings / Yr. |
|---|---|
$499 |
|
$881 |
|
$634 |
|
$480 |
|
$1,823 |
|
$344 |
|
$591 |
First Hill Car Insurance vs. Seattle
People living in First Hill pay an average of 21.30% more than the typical driver in the state. The average driver in First Hill can expect to pay about $1,024 per year, or $1,703 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in First Hill for most people.
Car Insurance Prices by First Hill Neighborhood
Insurance Prices
Where is insurance cheapest within First Hill?
The map shows insurance prices in and around First Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $327 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,807 to a low of $1,480. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of First Hill.Pick the Best Car Insurance Company for You in First Hill
The best car insurance provider for most drivers in First Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $499 over the average First Hill car insurance company.
The best car insurance provider for First Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $881 over the competition.
The best car insurance company for First Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $634 better than other car insurance companies.
The best auto insurance for First Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $480 less each year.
The least expensive car insurance company for new and young drivers in First Hill
In First Hill, State Farm costs young drivers $1,823 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in First Hill
State Farm gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average First Hill couple's premiums.
The cheapest car insurance in First Hill for drivers with bad credit
The best First Hill car insurance company for customer service
Nationwide was the best company for customer service in First Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in First Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average First Hill driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In First Hill, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around First Hill
What Influences the Cost of Car Insurance in First Hill?
On average, car insurance in First Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in First Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- First Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in First Hill is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pioneer Square: Insurance costs 3.70% more
- International District: Insurance costs 9.86% more
- Central District: Insurance costs 5.75% more
- Capitol Hill: Insurance costs 0.29% less
- South Lake Union: Insurance costs 4.23% less
- Belltown: Insurance costs 1.17% less
- Madrona: Insurance costs 2.41% less
- Atlantic: Insurance costs 5.64% more
- Uptown: Insurance costs 0.76% less
- Leschi: Insurance costs 1.35% less
Neighborhoods with Similar Populations
- South Boulder: Insurance costs 14.68% more
- Delmar Parkway: Insurance costs 32.71% more
- Desert Hills: Insurance costs 11.10% more
- Downtown Houston: Insurance costs 22.20% more
- Ellsworth: Insurance costs 7.11% more
- Encanto: Insurance costs 22.61% more
- Englewood: Insurance costs 21.73% more
- Grays Ferry: Insurance costs 3.58% more
- Harrowgate: Insurance costs 5.64% more
- Heron Walk: Insurance costs 6.93% less