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Get Cheap Car Insurance in Harrowgate, Philadelphia, PA
We monitor insurance prices, helping the average driver in Harrowgate save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Harrowgate
The chart below shows the cheapest car insurance company in Harrowgate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Harrowgate Insurer | Monthly Cost |
|---|---|
| Kemper | $66 |
| Metromile | $66 |
| Travelers | $67 |
| State Farm | $70 |
Savings for Every Kind of Harrowgate Driver
Based on our extensive insurance data, we know the average Harrowgate driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $505 per year by choosing the right vehicle insurance company. Some Harrowgate residents are paying out over $1,799 extra every year for auto insurance in Harrowgate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harrowgate, Philadelphia, PA Savings / Yr. |
|---|---|
$505 |
|
$893 |
|
$683 |
|
$814 |
|
$2,084 |
|
$361 |
|
$645 |
Harrowgate Car Insurance vs. Philadelphia
People living in Harrowgate pay an average of 26.16% more than the typical driver in the state. The average driver in Harrowgate can expect to pay about $1,115 per year, or $1,799 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Harrowgate for most people.
Car Insurance Prices by Harrowgate Neighborhood
Insurance Prices
Where is insurance cheapest within Harrowgate?
The map shows insurance prices in and around Harrowgate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $269 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,903 to a low of $1,634. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Harrowgate.Pick the Best Car Insurance Company for You in Harrowgate
The best car insurance provider for most drivers in Harrowgate
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $505 over the average Harrowgate car insurance company.
The best car insurance provider for Harrowgate drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Harrowgate drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $683 better than other car insurance companies.
The best auto insurance for Harrowgate drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $814 less each year.
The least expensive car insurance company for new and young drivers in Harrowgate
In Harrowgate, Travelers costs young drivers $2,084 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harrowgate
State Farm gave the largest car insurance discounts to married couples, averaging $361 saved each year compared to an average Harrowgate couple's premiums.
The cheapest car insurance in Harrowgate for drivers with bad credit
The best Harrowgate car insurance company for customer service
Nationwide was the best company for customer service in Harrowgate according to the NAIC.
Recent price drops
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The cheapest large national provider in Harrowgate
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Harrowgate driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harrowgate, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Harrowgate
What Influences the Cost of Car Insurance in Harrowgate?
On average, car insurance in Harrowgate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Harrowgate is 40 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harrowgate are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Harrowgate is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harrowgate is $93 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fairhill: Insurance costs 1.45% less
- Richmond: Insurance costs 10.95% less
- Kensington: Insurance costs 8.62% less
- Juniata Park-Feltonville: Insurance costs 1.72% less
- Hunting Park: Insurance costs 0.89% more
- Hartranft: Insurance costs 3.39% less
- Fishtown: Insurance costs 11.67% less
- Tioga-Nicetown: Insurance costs 0.56% less
- Frankford: Insurance costs 1.00% less
- Poplar-Ludlow-Yorktowne: Insurance costs 7.12% less
Neighborhoods with Similar Populations
- North End: Insurance costs 30.68% more
- South Lowell: Insurance costs 2.39% less
- South Land Park: Insurance costs 19.46% more
- South Broadway: Insurance costs 27.74% less
- Sellwood-Moreland: Insurance costs 2.39% less
- Santa Anita: Insurance costs 29.02% more
- Sandtown-Southeastern Atlanta: Insurance costs 28.07% more
- Rocky-Fork Blacklick Accord: Insurance costs 34.52% less
- Rock Creek: Insurance costs 7.50% less
- Puritas Longmead: Insurance costs 30.91% less