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Get Cheap Car Insurance in Sellwood-Moreland, Portland, OR
We monitor insurance prices, helping the average driver in Sellwood-Moreland save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Sellwood-Moreland
The chart below shows the cheapest car insurance company in Sellwood-Moreland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Sellwood-Moreland Insurer | Monthly Cost |
|---|---|
| Metromile | $75 |
| State Farm | $76 |
| Country Financial | $84 |
| Travelers | $87 |
Savings for Every Kind of Sellwood-Moreland Driver
Based on our extensive insurance data, we know the average Sellwood-Moreland driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $558 per year by choosing the right vehicle insurance company. Some Sellwood-Moreland residents are paying out over $1,756 extra every year for auto insurance in Sellwood-Moreland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sellwood-Moreland, Portland, OR Savings / Yr. |
|---|---|
$558 |
|
$830 |
|
$677 |
|
$760 |
|
$2,018 |
|
$545 |
|
$650 |
Sellwood-Moreland Car Insurance vs. Portland
People living in Sellwood-Moreland pay an average of 16.46% more than the typical driver in the state. The average driver in Sellwood-Moreland can expect to pay about $1,356 per year, or $1,756 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Sellwood-Moreland for most people.
Car Insurance Prices by Sellwood-Moreland Neighborhood
Insurance Prices
Where is insurance cheapest within Sellwood-Moreland?
The map shows insurance prices in and around Sellwood-Moreland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $205 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,838 to a low of $1,633. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Sellwood-Moreland.Pick the Best Car Insurance Company for You in Sellwood-Moreland
The best car insurance provider for most drivers in Sellwood-Moreland
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $558 over the average Sellwood-Moreland car insurance company.
The best car insurance provider for Sellwood-Moreland drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $830 over the competition.
The best car insurance company for Sellwood-Moreland drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $677 better than other car insurance companies.
The best auto insurance for Sellwood-Moreland drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $760 less each year.
The least expensive car insurance company for new and young drivers in Sellwood-Moreland
In Sellwood-Moreland, Country Financial costs young drivers $2,018 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sellwood-Moreland
State Farm gave the largest car insurance discounts to married couples, averaging $545 saved each year compared to an average Sellwood-Moreland couple's premiums.
The cheapest car insurance in Sellwood-Moreland for drivers with bad credit
The best Sellwood-Moreland car insurance company for customer service
Nationwide was the best company for customer service in Sellwood-Moreland according to the NAIC.
Recent price drops
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The cheapest large national provider in Sellwood-Moreland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sellwood-Moreland driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sellwood-Moreland, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Sellwood-Moreland
What Influences the Cost of Car Insurance in Sellwood-Moreland?
On average, car insurance in Sellwood-Moreland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Sellwood-Moreland is 31 minutes, which is a little more than average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sellwood-Moreland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Sellwood-Moreland is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sellwood-Moreland is $113 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Eastmoreland: Insurance costs 2.68% less
- Ardenwald: Insurance costs 1.37% less
- Reed: Insurance costs 3.82% less
- Corbett-Terwilliger-Lair Hill: Insurance costs 3.47% more
- Brooklyn: Insurance costs 3.99% more
- Woodstock: Insurance costs 2.39% more
- Errol Heights: Insurance costs 3.99% more
- Creston-Kenilworth: Insurance costs 8.71% more
- Lewelling: Insurance costs 4.04% less
- Hillsdale: Insurance costs 5.69% less
Neighborhoods with Similar Populations
- South End: Insurance costs 25.46% less
- Logan Circle: Insurance costs 26.59% more
- Maplewood: Insurance costs 1.25% less
- Midvale Park: Insurance costs 6.49% more
- Montclare: Insurance costs 9.62% more
- Montopolis: Insurance costs 11.22% more
- Savage-Guilford: Insurance costs 16.69% more
- South Broad Street: Insurance costs 41.12% more
- South End: Insurance costs 29.38% less
- Lincoln Park: Insurance costs 26.20% more