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Get Cheap Car Insurance in South End, Burlington, VT

We monitor insurance prices, helping the average driver in South End save up to 31.8% on car insurance.

 

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The Cheapest Minimum Coverage in South End

The chart below shows the cheapest car insurance company in South End for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.

 
South End Insurer Monthly Cost
Kemper $34
State Farm $40
Safeco Insurance $46
Concord Group Insurance $51

Savings for Every Kind of South End Driver

The table shows how much the average auto insurance customer in South End might save by following our recommendations.

Based on our extensive insurance data, we know the average South End driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $315 per year by choosing the right vehicle insurance company. Some South End residents are paying out over $1,240 extra every year for auto insurance in South End. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
South End, Burlington, VT Savings / Yr.
Drivers with good records
$315
Drivers with accidents
$589
Drivers with speeding tickets
$375
Drivers with a DUI conviction
$575
Young drivers
$1,137
Married drivers
$320
Drivers with bad credit
$553

South End Car Insurance vs. Burlington

People living in South End pay an average of 1.66% more than the typical driver in the state. The average driver in South End can expect to pay about $682 per year, or $1,240 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in South End for most people.

Car Insurance Prices by South End Neighborhood

South End, Burlington, VT map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within South End?

The map shows insurance prices in and around South End, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,261 to a low of $1,160. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of South End.

Pick the Best Car Insurance Company for You in South End

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the South End insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in South End

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $315 over the average South End car insurance company.

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We use the average good driver, paying $77 per month, as our baseline for pricing in South End. Travelers, Safeco Insurance, and Concord Group Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for South End drivers with accidents on their records

In South End getting into an accident will raise premiums an average 36% for a yearly cost of $1,945. That's $705 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and Concord Group Insurance are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $589 over the competition.

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The best car insurance company for South End drivers with speeding tickets

>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $375 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In South End, tickets raise premiums on new quotes about $457. If you have a speeding ticket, we recommend State Farm, Concord Group Insurance, and Co-Operative Insurance for savings that beat the average insurance cost of $1,698 per year.

The best auto insurance for South End drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,198 per year in auto insurance premiums, which was $958 more than a driver with no major issues. State Farm, Concord Group Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Concord Group Insurance may cost the average person with a DUI about $575 less each year.

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The least expensive car insurance company for new and young drivers in South End

In South End, Concord Group Insurance costs young drivers $1,137 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in South End. With an average cost of $3,573 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Concord Group Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in South End

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $126. State Farm, Geico, and Concord Group Insurance provided the largest discounts to couples living in South End.

State Farm gave the largest car insurance discounts to married couples, averaging $320 saved each year compared to an average South End couple's premiums.

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The cheapest car insurance in South End for drivers with bad credit

People with poor credit saved an average of $553 with Concord Group Insurance.

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Many people are surprised that their poor credit score can cost them an average of $815 every year. Premiums for people with poor credit were about $2,056 in South End. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Concord Group Insurance.

The best South End car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In South End, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in South End.

Nationwide was the best company for customer service in South End according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South End, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in South End. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in South End

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 57% of South End residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South End driver can expect to pay about $81 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South End, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.
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Auto Insurance Prices in and Around South End

What Influences the Cost of Car Insurance in South End?

On average, car insurance in South End is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in South End is 20 minutes, which is a little less than average for a driver in the city.
  • Vermont state insurance regulations may allow for lower prices.
  • An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in South End are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • South End has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in South End is $57 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average South End driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central South End with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.