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Get Cheap Car Insurance in Dumbo, Brooklyn, NY
We monitor insurance prices, helping the average driver in Dumbo save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Dumbo
The chart below shows the cheapest car insurance company in Dumbo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Dumbo Insurer | Monthly Cost |
|---|---|
| Kemper | $111 |
| Plymouth Rock Assurance | $148 |
| Safeco Insurance | $159 |
| Geico | $166 |
Savings for Every Kind of Dumbo Driver
Based on our extensive insurance data, we know the average Dumbo driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $902 per year by choosing the right vehicle insurance company. Some Dumbo residents are paying out over $3,026 extra every year for auto insurance in Dumbo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dumbo, Brooklyn, NY Savings / Yr. |
|---|---|
$902 |
|
$575 |
|
$1,149 |
|
$1,163 |
|
$2,849 |
|
$953 |
|
$1,519 |
Dumbo Car Insurance vs. Brooklyn
People living in Dumbo pay an average of 24.79% more than the typical driver in the state. The average driver in Dumbo can expect to pay about $2,195 per year, or $3,026 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Dumbo for most people.
Car Insurance Prices by Dumbo Neighborhood
Insurance Prices
Where is insurance cheapest within Dumbo?
The map shows insurance prices in and around Dumbo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $804 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,601 to a low of $2,797. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Dumbo.Pick the Best Car Insurance Company for You in Dumbo
The best car insurance provider for most drivers in Dumbo
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $902 over the average Dumbo car insurance company.
The best car insurance provider for Dumbo drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $575 over the competition.
The best car insurance company for Dumbo drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,149 better than other car insurance companies.
The best auto insurance for Dumbo drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,163 less each year.
The least expensive car insurance company for new and young drivers in Dumbo
In Dumbo, Progressive costs young drivers $2,849 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dumbo
Progressive gave the largest car insurance discounts to married couples, averaging $953 saved each year compared to an average Dumbo couple's premiums.
The cheapest car insurance in Dumbo for drivers with bad credit
The best Dumbo car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dumbo
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dumbo driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dumbo, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Dumbo
What Influences the Cost of Car Insurance in Dumbo?
On average, car insurance in Dumbo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Dumbo is 40 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dumbo are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Dumbo is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dumbo is $183 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Brooklyn Heights: Insurance costs 3.14% less
- Downtown Brooklyn: Insurance costs 0.50% less
- Lower East Side: Insurance costs 9.88% more
- Cobble Hill: Insurance costs 1.62% less
- Boerum Hill: Insurance costs 2.78% more
- Chinatown: Insurance costs 13.32% more
- Financial District: Insurance costs 0.99% less
- Columbia Street Waterfront District: Insurance costs 1.82% less
- Little Italy: Insurance costs 8.92% more
- Clinton Hill: Insurance costs 4.96% more
Neighborhoods with Similar Populations
- Family Acres: Insurance costs 54.30% less
- River Mountain: Insurance costs 42.40% less
- Egger Highlands: Insurance costs 30.54% less
- South Redlands: Insurance costs 32.52% less
- Sky Line: Insurance costs 28.72% less
- Congress Heights: Insurance costs 15.27% less
- Baldwin Park: Insurance costs 13.78% less
- Jenkins-Pinecroft: Insurance costs 2.48% less
- Martin Luther King: Insurance costs 35.72% less
- St. Francis: Insurance costs 28.55% less