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Get Cheap Car Insurance in Little Italy, Manhattan, NY
We monitor insurance prices, helping the average driver in Little Italy save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Little Italy
The chart below shows the cheapest car insurance company in Little Italy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Little Italy Insurer | Monthly Cost |
|---|---|
| Kemper | $121 |
| Plymouth Rock Assurance | $161 |
| Safeco Insurance | $174 |
| Geico | $181 |
Savings for Every Kind of Little Italy Driver
Based on our extensive insurance data, we know the average Little Italy driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $983 per year by choosing the right vehicle insurance company. Some Little Italy residents are paying out over $3,296 extra every year for auto insurance in Little Italy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Little Italy, Manhattan, NY Savings / Yr. |
|---|---|
$983 |
|
$627 |
|
$1,252 |
|
$1,267 |
|
$3,103 |
|
$1,038 |
|
$1,654 |
Little Italy Car Insurance vs. Manhattan
People living in Little Italy pay an average of 35.90% more than the typical driver in the state. The average driver in Little Italy can expect to pay about $2,391 per year, or $3,296 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Little Italy for most people.
Car Insurance Prices by Little Italy Neighborhood
Insurance Prices
Where is insurance cheapest within Little Italy?
The map shows insurance prices in and around Little Italy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $488 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,481 to a low of $2,993. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Little Italy.Pick the Best Car Insurance Company for You in Little Italy
The best car insurance provider for most drivers in Little Italy
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $983 over the average Little Italy car insurance company.
The best car insurance provider for Little Italy drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $627 over the competition.
The best car insurance company for Little Italy drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,252 better than other car insurance companies.
The best auto insurance for Little Italy drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,267 less each year.
The least expensive car insurance company for new and young drivers in Little Italy
In Little Italy, Progressive costs young drivers $3,103 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Little Italy
Progressive gave the largest car insurance discounts to married couples, averaging $1,038 saved each year compared to an average Little Italy couple's premiums.
The cheapest car insurance in Little Italy for drivers with bad credit
The best Little Italy car insurance company for customer service
Nationwide was the best company for customer service in Little Italy according to the NAIC.
Recent price drops
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The cheapest large national provider in Little Italy
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Little Italy driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Little Italy, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Little Italy
What Influences the Cost of Car Insurance in Little Italy?
On average, car insurance in Little Italy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Little Italy are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Little Italy is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Little Italy is $199 per month for minimum coverage and $275 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Chinatown: Insurance costs 4.04% more
- Soho: Insurance costs 10.19% less
- Lower East Side: Insurance costs 0.88% more
- Tribeca: Insurance costs 11.68% less
- East Village: Insurance costs 4.25% less
- Greenwich Village: Insurance costs 13.20% less
- Financial District: Insurance costs 9.10% less
- West Village: Insurance costs 11.32% less
- Battery Park: Insurance costs 10.07% less
- Gramercy: Insurance costs 9.62% less
Neighborhoods with Similar Populations
- Boyd Acres: Insurance costs 59.41% less
- Western Hills Yarborough: Insurance costs 7.28% less
- Downtown Jamestown: Insurance costs 30.58% less
- Ohio City-West Side: Insurance costs 60.04% less
- Pacific-Riverside: Insurance costs 29.00% less
- Robla: Insurance costs 31.31% less
- Rosemont: Insurance costs 6.77% less
- East Rock: Insurance costs 29.79% less
- East Houston: Insurance costs 35.22% less
- Twin Lakes: Insurance costs 48.79% less