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Get Cheap Car Insurance in Soho, Manhattan, NY
We monitor insurance prices, helping the average driver in Soho save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Soho
The chart below shows the cheapest car insurance company in Soho for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Soho Insurer | Monthly Cost |
|---|---|
| Kemper | $109 |
| Plymouth Rock Assurance | $145 |
| Safeco Insurance | $156 |
| Geico | $163 |
Savings for Every Kind of Soho Driver
Based on our extensive insurance data, we know the average Soho driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $883 per year by choosing the right vehicle insurance company. Some Soho residents are paying out over $2,960 extra every year for auto insurance in Soho. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Soho, Manhattan, NY Savings / Yr. |
|---|---|
$883 |
|
$563 |
|
$1,124 |
|
$1,138 |
|
$2,787 |
|
$933 |
|
$1,486 |
Soho Car Insurance vs. Manhattan
People living in Soho pay an average of 22.07% more than the typical driver in the state. The average driver in Soho can expect to pay about $2,147 per year, or $2,960 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Soho for most people.
Car Insurance Prices by Soho Neighborhood
Insurance Prices
Where is insurance cheapest within Soho?
The map shows insurance prices in and around Soho, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $511 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,230 to a low of $2,719. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Soho.Pick the Best Car Insurance Company for You in Soho
The best car insurance provider for most drivers in Soho
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $883 over the average Soho car insurance company.
The best car insurance provider for Soho drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $563 over the competition.
The best car insurance company for Soho drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,124 better than other car insurance companies.
The best auto insurance for Soho drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,138 less each year.
The least expensive car insurance company for new and young drivers in Soho
In Soho, Progressive costs young drivers $2,787 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Soho
Progressive gave the largest car insurance discounts to married couples, averaging $933 saved each year compared to an average Soho couple's premiums.
The cheapest car insurance in Soho for drivers with bad credit
The best Soho car insurance company for customer service
Recent price drops
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The cheapest large national provider in Soho
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Soho driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Soho, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Soho
What Influences the Cost of Car Insurance in Soho?
On average, car insurance in Soho is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Soho are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Soho is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Soho is $179 per month for minimum coverage and $247 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Little Italy: Insurance costs 11.35% more
- Tribeca: Insurance costs 1.66% less
- Greenwich Village: Insurance costs 3.34% less
- Chinatown: Insurance costs 15.84% more
- West Village: Insurance costs 1.25% less
- Lower East Side: Insurance costs 12.33% more
- East Village: Insurance costs 6.62% more
- Battery Park: Insurance costs 0.14% more
- Financial District: Insurance costs 1.22% more
- Gramercy: Insurance costs 0.64% more
Neighborhoods with Similar Populations
- Downtown Austin: Insurance costs 38.85% less
- Cheswolde: Insurance costs 32.13% less
- Vista East: Insurance costs 8.41% less
- Villages of Westcreek: Insurance costs 35.71% less
- Como: Insurance costs 39.70% less
- Congress Heights: Insurance costs 13.38% less
- University Place: Insurance costs 51.15% less
- Turn of River: Insurance costs 27.16% less
- Trinity-Houston Gardens: Insurance costs 28.04% less
- Dellview Area: Insurance costs 34.90% less